Best Bank Bonuses: July 2026

Platinum Perks Checking

Deposit $25,000 or more in new money within 90 days of account opening.

Associated Checking

Receive direct deposits totaling $500 or more within 90 days of account opening.

Free Checking

Receive a recurring qualifying direct deposit of $500 or more within 90 days of account opening to earn the first $350.

Key Select Checking

Receive a total of $5,000 or more in eligible direct deposits within 90 days of account opening.

Advantage Plus Banking

Receive $2,000 or more in total qualifying direct deposits within 90 days of opening to earn the $100 bonus.

Everyday Checking

Receive $1,000 or more in qualifying direct deposits within 90 days of account opening.

Total Checking

Make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.

EZChoice Checking

Receive a total of at least $500 in qualifying direct deposits within 90 days of account opening. Qualifying deposits are recurring electronic deposits of payroll, pension, or Social Security.

LifeGreen Checking

Receive at least $1,000 in qualifying direct deposits within 90 days of account opening.

Checking & Savings

Receive direct deposits totaling $1000 or more. After your first Eligible Direct Deposit posts, SoFi totals Eligible Direct Deposits received over the next 25 calendar days. P2P transfers and external ACH transfers are not eligible.

Perks Checking

Set up and receive qualifying direct deposits, such as payroll or government payment like social security, totaling $500 or more within 90 days of account opening.

Smart Advantage Checking

Receive qualifying direct deposits totaling $4,000 within 90 days of account opening.

Virtual Wallet with Performance Select

Establish total qualifying direct deposits of $5,000 in the first 60 days.

One Checking

Receive two or more qualifying direct deposits totaling $2,000 or more within 120 days of account opening.

Benefits Checking

Add direct deposit with a monthly cumulative amount of $2,000 or more within the first 90 days of opening the Benefits Checking account. Qualifying deposits are regularly scheduled electronic deposits of payroll, pension, or government benefits.

Free Checking

Receive direct deposits totaling $2,000 or more (cumulative) that post within 75 days of account opening. Must be ACH credits of payroll, pension, or government benefits. Tax refunds, cash app transfers, and transfers from another MIDFLORIDA account do not qualify.

Checking

Receive a qualifying direct deposit of $200 or more within 30 days of opening your account.

Enhanced Direct Deposit Checking

Receive at least two enhanced direct deposits totaling $3,000 or more within 90 days of opening.

Cash Account

Spend $300 or more each month on your Percapita Visa debit card to earn $25 cash back that month, for up to 12 months.

Key Smart Checking

Receive a total of $2,000 or more in eligible direct deposits within 90 days of account opening.

Beyond Checking

Make a direct deposit of $2,500 within the first 60 days of opening a checking account.

360 Checking

Receive two qualifying direct deposits of $500 or more each within 75 days of account opening.

Checking & Savings Bundle

Receive two qualifying payroll direct deposits of $500 or more each within 100 days of membership establishment.

Personal Checking

Make at least 10 debit card purchases of $10 or more within 90 days.

Checking

Enroll in eStatements and online or mobile banking within 90 days of account opening.

Xtraordinary Checking

Maintain an average daily balance of $5,000 to $9,999.99 across your two qualifying months.

Savings

Deposit $15,000 or more in new money within 30 days of coupon enrollment.

Free Checking

Complete deposits totaling $1,000 or more within the first 90 days.

Buckaroo Bonus Checking

Deposit at least $250 into your new account within 5 business days.

Ultimate Checking with BaZing

Make the $20 minimum opening deposit when you open your account.

Complete Checking

Make a direct deposit of $500 within the first 60 days of opening a checking account.

Virtual Wallet

Set up qualifying direct deposits totaling $500 or more within 60 days of account opening.

Checking Account

Receive a payroll direct deposit of $200 or more within 45 days of account opening.

Checking

Unlock Banking+ within 45 days of opening: receive $500 or more in direct deposits in a calendar month, or end a calendar month with a total account balance of $5,000 or more.