Huntington Bank
Huntington Bank Perks Checking $400 Bonus
Huntington Bank pays you $400 when you open a Perks Checking account and set up $500 or more in direct deposits within 90 days. The bonus posts within 14 days. There is a $10 monthly fee, waivable with $1,000 in monthly deposits. Soft credit pull. Available in 11 states only.
- Bonus amount
- $400
- Expires
- Jan 15, 2027
- Time to complete
- ~90 days
- Bonus deposited in
- ~104 days
- Difficulty
- Easy
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Requirements
Last verified: Oct 8, 2026
Open an account
Open your new account using the offer link before the offer expires.
Set up direct deposit
Set up and receive qualifying direct deposits, such as payroll or government payment like social security, totaling $500 or more within 90 days of account opening.
Keep the account open 90 days
Keep the Perks Checking account open for at least 90 days after opening. Huntington states the account must stay open for 90 days to qualify for the bonus.
Deposited into your account within 14 days of meeting requirements.
Account Details
- $1,000 in total monthly deposits
- $5,000 in total relationship balances
Keep your account open for at least 90 days.
Eligibility
Must be a new personal checking customer.
Tips & Gotchas
- →Be sure to apply your unique promotion code.
Direct Deposit Data Points 111
111 community reports across 31 transfer sources, showing what triggers a qualifying direct deposit at Huntington Bank.
How long until the bonus posts? The most recent community reports average about 95 days. See 122 reports on Huntington Bank Checking payout timelines →
Can You Earn This Bonus Again?
Fine Print
Normal 1099-INT reporting applies.
Taxable income · Reported on 1099-INT
Related Articles
What Counts as a Direct Deposit for Huntington Bonuses?
Huntington counts employer payroll, government benefits, and ACH pushes from many banks and brokerages as qualifying direct deposits. Based on 233 community data points, Ally, Fidelity Cash Management, Capital One 360, and Schwab brokerage pushes have clean track records, while Chase pushes usually work but have one reported failure. P2P transfers and ACH pulls do not count.
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money