← Back to BonusesOpen Account at Huntington BankWe may earn a commission if you open an account through this link. This doesn't affect our recommendations. Learn more

Huntington Bank

Huntington Bank Perks Checking $400 Bonus

Bonus amount

$400

Expires

Jun 15, 2026

Time to complete

~90 days

Bonus deposited in

~14 days

Difficulty

Easy

Requirements

Last verified: Mar 21, 2026

Open an account

Open your new account using the offer link before the offer expires.

Set up direct deposit

Set up and receive qualifying direct deposits, such as payroll or government payment like social security, totaling $500 or more within 90 days of account opening.

Deposited into your account within 14 days of meeting requirements.

Tips & Gotchas

  • Be sure to apply your unique promotion code.

Direct Deposit Data Points 2

Community-reported results for what triggers a qualifying direct deposit at Huntington Bank.

? UnknownAlly51d agoReddit

Huntington Perks Checking - $400. Only needed one “dd” but kept sending monthly to avoid fees. Not sure if it was Ally o…

by u/whileitshawt

? UnknownBask Bank51d agoReddit

Huntington Perks Checking - $400. Only needed one “dd” but kept sending monthly to avoid fees. Not sure if it was Ally o…

by u/whileitshawt

View all direct deposit data points across every bank →

Account Details

Monthly fee$10/month
Fee waiver
  • $1,000 in total monthly deposits
  • $5,000 in total relationship balances
Min. hold period90 days

Keep your account open for at least 90 days.

Credit inquirySoft pull only
ChexSystemsSensitive (may deny negative history)
AvailabilitySelect states (CO, IL, IN, KY, MI, MN, OH, PA, SD, WI, WV)

Eligibility

Minimum age18+
Existing customersNot eligible

Must be a new personal checking customer.

Rechurnable?

Can rechurnYes
Cooldown180 days

Fine Print

Normal 1099-INT reporting applies.

Taxable income · Reported on 1099-INT

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← Back to BonusesOpen Account at Huntington BankWe may earn a commission if you open an account through this link. This doesn't affect our recommendations. Learn more