Direct Deposit Data Points

What counts as a direct deposit for bank bonuses?

Most bank bonuses require a "direct deposit" to earn the bonus. But banks define that differently. Some only count payroll. Others count ACH transfers from fintechs like Venmo or PayPal. These data points are results from bank-bonus community reports and Doctor of Credit. We verify and update these regularly.

Pick a bank or DD source above to see its data points, or browse the directories below.

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Last updated: Oct 8, 20268,879 data points across 371 banks

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371 banks with direct deposit data points

1st United Checking1 4front Credit Union Checking1 Academy Bank, National Association Checking9 Addition Financial Credit Union Checking4 Advance Financial Checking1 Affinity Federal Credit Union Checking20 Albert Checking9 Albert via Portals2 Alliance Bank Checking4 Alliant Bank Checking3 Alliant Credit Union Checking6 Alltru Checking2 Ally Bank Checking40 Ally Invest6 Amalgamated Bank Checking3 Amerant Bank Checking2 America First Credit Union Checking6 American Eagle Bank Checking1 American Express Business Checking21 American Express Checking200 Ameriprise Bank, FSB Checking6 Ameris Bank Checking8 Andigo Credit Union Checking14 Andrews Federal Credit Union Checking3 Apple Bank Checking1 Applied Bank Checking2 Ardent Checking2 Arizona Bank & Trust Checking3 Arizona Financial Credit Union Checking1 Armed Forces Checking2 Aspiration Checking3 Aspiration via Portals2 Associated Bank Business Checking2 Associated Bank Checking66 Atlantic Union Bank Checking9 Axos Bank Checking43 Bank ESB Checking1 Bank Midwest Checking1 Bank of America Business Checking6 Bank of America Checking596 Bank of Colorado Checking6 Bank of Hawaii Checking18 Bank of Hope Checking2 Bank of Texas Checking2 Bank of the West Business Checking2 Bank of the West Checking30 Bank OZK Checking1 Bask Bank Savings1 BayCoast Bank Checking1 BB&T Checking22 BBVA Checking68 BCU Checking2 BECU Checking3 Bell Bank Checking2 Berkshire Bank Checking1 Best Financial Checking1 Betterment1 Blue FCU Checking1 Blupeak Checking18 BMO Checking170 BOK Financial Checking7 Broadview FCU Checking2 Broadway Bank Checking4 Busey Bank Checking5 C1360 Checking1 California Credit Union Checking2 Cambridge Savings Bank Checking7 Campus Usa Checking5 Capital One Business Checking14 Capital One Checking323 Capitol Bank Checking1 Cash App Checking3 Cedar Rapids Bank & Trust Checking2 CEFCU Checking1 Central Bank Checking11 Century Bank Checking1 Chartway Checking3 Chase Business Checking11 Chase Checking521 Chime Checking268 Chime via Portals112 Christian Community Credit Union Checking4 Christian Financial Checking1 CIBC Checking2 CIBM Bank Checking5 Citadel Credit Union Checking5 Citi Checking278 Citibank Business Checking1 Citizen Bank Checking1 Citizens Bank Business Checking1 Citizens Bank Checking159 City National Bank Checking1 Clearview Checking3 Comerica Checking30 Commerce Bank Checking1 Community Financial Credit Union Checking1 CommunityAmerica Credit Union Checking5 Compass Financial Checking2 Connexus Credit Union Checking7 Credit Human Federal Credit Union Checking2 Credit Union 1 Checking3 Crypto.com1 CU Socal Checking2 Current Checking41 Delta Community Credit Union Checking14 Desert Financial Credit Union Checking1 Dfcu Financial Checking1 Digital Federal Credit Union Checking1 Discover Savings17 Dupaco Credit Union Checking2 E*TRADE Checking19 Eastern Bank Checking7 Educators Checking1 EECU Checking4 Elements Financial Checking13 Elevations Credit Union Checking1 Equity Bank Checking18 Essential Checking1 Everwise Credit Union Checking3 Experian Checking2 F&M Bank Checking1 Fairwinds Checking16 Farmers Insurance Checking9 Fidelity CMA Checking28 Fierce via Portals1 Fifth Third Bank Checking217 Figure Pay Checking1 Financial Partners Checking1 First Bank Checking3 First Citizens Bank Checking2 First Commonwealth Federal Credit Union Checking3 First Federal Bank Checking1 First Federal Bank of Kansas City Checking1 First Fidelity Bank Checking6 First Financial Bank Checking2 First Horizon Bank Checking83 First Merchants Bank Checking8 First National Bank Checking18 First National Bank of Oklahoma Checking1 First National Bank of Pennsylvania Checking1 First National Bank Texas Checking1 First Republic Bank Checking8 First Tech Federal Credit Union Checking13 First United Bank Checking1 FirstBank Checking4 Firstrust Checking2 Flagstar Bank Checking20 Florida Credit Union Checking7 Flushing Bank Checking4 Found Checking3 FourLeaf Federal Credit Union Checking105 Freedom Bank Checking1 Frontwave Credit Union Checking3 Fulton Bank Business Checking2 Fulton Bank Checking17 Gateway Bank Checking1 Gateway First Bank Checking5 GBC Bank Checking1 Georgia's Own Checking1 Gesa Credit Union Checking3 Go2 via Portals1 Go2Bank Checking10 Grasshopper Bank Checking3 Grow Financial Federal Credit Union Checking10 GTE Financial Checking3 Hancock Whitney Bank Checking19 HarborOne Checking3 Haven Checking1 Hawthorn Bank Checking1 Home Federal Savings Bank Checking3 Homestreet Checking1 Hometown Bank Checking1 HomeTrust Bank Checking2 Horizon Bank Checking2 HSBC Checking115 Hudson Valley Credit Union Checking2 Huntington Bank Business Checking4 Huntington Bank Checking111 Iberiabank Checking2 Idaho Central Checking1 Incredible Bank Checking2 Independent Bank Checking7 INOVA Federal Credit Union Checking1 Investors Bank Checking1 Jovia Financial Checking6 Kabbage Checking3 KeyBank Business Checking3 KeyBank Checking151 Keypoint Credit Union Checking47 Kitsap Credit Union Checking2 Lake Michigan Credit Union Checking1 Lake Ridge Bank Checking2 Landmark Bank Checking7 Laurel Bank Checking1 Laurel Road Checking47 Legacy Bank Checking1 LendingClub Checking2 Liberty Bank Checking1 Lili Checking4 Lili via Portals2 Live Oak Bank Business Checking1 M&T Bank Checking155 M1 Finance1 Mercury Business Checking1 Mercury Checking1 Meriwest Checking1 Merrill Edge1 Metro Bank Checking1 Metro Credit Union Checking1 MidFirst Bank Checking17 MIDFLORIDA Credit Union Checking18 Midland Checking2 Midland States Bank Checking7 Midlands Checking1 Midwest Bank Checking1 Mission Federal Credit Union Checking1 Moneylion Checking3 Monifi Checking57 Monterra Credit Union Checking2 Moomoo2 Morgan Stanley1 Mountain America Credit Union Checking4 MPH Bank Checking2 Municipal Credit Union Checking13 N.e.w. Checking1 NASA Federal Credit Union Checking3 Neighborhood Credit Union Checking1 Netspend Checking1 North Shore Bank Checking3 NorthOne via Portals1 Northwest Bank Checking21 Northwest Federal Credit Union Checking23 Numerica Credit Union Checking1 OceanFirst Bank Checking2 Old National Bank Checking21 Old Second Checking8 Omb Bank Checking1 Omni Community Checking1 On Tap Checking2 One Finance Checking1 One Finance via Portals5 Oneaz Checking4 OnePay Checking16 OnePay via Portals5 OneWest Checking2 OnJuno Checking3 OnPath Credit Union Checking1 OnPoint Credit Union Checking1 Open Bank Checking3 Orange County's Credit Union Checking1 Oxygen Checking1 Park National Bank Checking13 Patelco Credit Union Checking2 PayPal Checking2 Penn Community Bank Checking6 Pentagon Federal Credit Union Checking14 Pentucket Bank Checking1 People's Checking2 PeoplesBank Checking2 Percapita Checking1 Picatinny Federal Credit Union Checking1 Pioneer Valley Checking2 PMCU Checking1 PNC Bank Business Checking1 PNC Bank Checking517 Point Breeze Checking1 Porte Checking8 Premier Bank Checking4 Prestige Community Checking1 Provident Bank Checking9 Provident Credit Union Checking2 PSECU Checking93 Quorum Checking2 Radius Checking1 Regions Bank Checking90 Relay Business Checking1 Relay Checking1 Republic Bank Checking27 Robinhood2 Rockland Checking1 Royal Bank Checking1 S&T Bank Checking1 Salem Five Checking1 Santander Bank Checking62 Schwab8 Seacoast Bank Checking13 Serve Checking2 Service 1st Federal Credit Union Checking3 Service Checking13 Simmons Bank Checking13 Simple Checking1 Skyla Checking4 Skyone Checking8 SLFCU Checking2 Soarion Checking1 SoFi Checking281 SoFi via Portals142 Sound Checking1 SouthEast Bank Checking1 SouthState Bank Checking10 Spectra Bank Checking1 Spiral Checking14 Spring Bank Checking4 Spruce Checking18 St. Mary's Bank Checking2 Stanford Federal Credit Union Checking9 STAR Financial Bank Checking2 Stash Checking1 State Bank Financial Checking1 State Bank of India Checking1 State Employees Credit Union Checking31 Step App Checking1 Step Checking1 Stoneham Checking1 Sunflower Checking4 SunTrust Checking28 Sunward Checking4 Tastyworks5 TBK Bank Checking6 TCF Checking1 TCNB Checking2 TD Bank Checking104 TD via Portals1 Teachers Federal Credit Union Checking16 Texana Bank, National Association Checking23 Texas Trust Checking1 The First Financial Checking4 The One Checking2 Thread Bank Checking2 Thrivent Bank Checking2 Time Bank Checking2 Town Bank Checking1 Travis Checking1 Truist Business Checking32 Truist Checking271 Truity Checking2 TrustCo Bank Checking3 TruStone Financial Checking2 TW Checking1 U.S. Bank Business Checking6 U.S. Bank Checking638 UCBI Checking1 UMB Checking18 UMB Value Checking1 UniBank Checking1 Unify Financial Credit Union Checking10 Union Bank Checking8 United Heritage Checking3 Unitus Community Checking1 Unity Bank Checking4 Upgrade Checking57 Upgrade via Portals6 USAA Bank Checking37 Valley Bank Checking1 Varo Checking131 Verity Checking6 Village Bank Checking2 Visions Checking2 WASHINGTON STATE EMPLOYEES CREDIT UNION Checking3 Wealthfront1 Webster Bank Checking6 WECU Checking4 Wells Fargo Business Checking3 Wells Fargo Checking841 Wesbanco Checking5 Wescom Credit Union Checking1 WI B&T Checking2 Wings Financial Credit Union Checking28 Wintrust Bank Checking20 WisdomTree1 Yieldstreet1

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279 sources people have used to trigger a direct deposit

316 Financial4 Addition Financial Credit Union1 Affinity1 Affinity Federal Credit Union3 Affinity Plus Federal Credit Union1 Airbnb1 Aligned Incentive1 All America Bank1 Alliant Bank38 Alliant Credit Union18 Alliant CU2 Ally424 Amazon1 Amazon mturk1 Ameritrade1 AMEX37 AMEX Business32 Andigo1 Andrews Federal Credit Union1 Apple Cash7 Arizona Financial Credit Union1 Aspiration3 Astra Bank13 Atlantic Union Bank1 Axos4 Axos Bank1 Axos Bank Business5 Bank of America42 Bank of America Business5 Barclays1 Bask2 Bask Bank5 BCU9 BECU4 Benjamin1 Betterment3 BFMR4 Bill1 Bill.com3 Bluebird5 Bluevine8 BluVyne Business Checking1 BMO6 BOTW1 Brex5 Brokerage1 BuyForMeRetail1 Buying Group9 CA Unemployment1 Capital One284 Capital One Business36 CapOne3601 Card Cash1 Cardcenter1 Cash App38 Cash Biz1 Cathay Bank1 CCCU1 CFG1 CFG Bank1 Chase763 Chase (As Someone Else)1 Chase Business346 Chase Real-Time Transfer4 Chase Savings2 Chime15 CIT Bank18 Citadel1 Citadel Federal Credit Union1 Citi26 Citizens Bank7 Coinbase5 Comenity Bank1 Computershare1 Connexus3 Courtfunds1 Credit Union5 Current210 Customers Bank3 DCU2 Delta Community Credit Union3 Depop1 Desert Financial1 Digital Credit Union1 Discover261 Dogg House1 DoorDash2 Doordash Crimson1 Dosh1 E*TRADE29 eBay16 ECCU2 Elements Financial11 Elevations1 Elevault1 Employer / Payroll2353 Etsy3 Farm Bureau Bank1 Fidelity Bank4 Fidelity Brokerage95 Fidelity CMA793 Fidelity CMA (EFT to Someone Else)66 Fidelity HSA1 Field Agent1 Fifth Third Bank6 First Bank2 First Horizon1 First Tech Federal Credit Union1 Flagstar Bank1 FoFi1 Foundation Bank1 FSA1 Fulton Bank2 Fulton Bank Business5 GCX Raise1 Gesa Credit Union1 Goldman Sachs2 Government1 Government / Tax Refund2 Gusto2 Hancock Whitney Bank1 Happen1 Happen Bank1 Hatch Bank1 HMBradley1 HSBC10 Huntington17 Huntington Bank4 Huntington Bank Business2 Instacart1 Interactive Brokers2 IRS4 JPMorgan Chase1 Juno2 Kabbage2 Key1 Key Bank1 KeyBank8 Kraken55 Langley Credit Union1 Langley FCU1 LemFi11 LendingClub12 Liberty Bank2 Local Bank9 Local Credit Union1 M&T1 M&T Bank2 M1 Finance2 Main Bank1 Marcus by Goldman Sachs38 Memory Bank3 Mercari3 Mercury2 Meritrust Credit Union1 Merrill Edge1 Merrill Lynch1 MetLife1 MIT Federal Credit Union1 Money2 Monfi1 Monifi2 Moomoo1 MPH1 MPH Bank1 MSA1 MSUFCU1 MyConsumers1 Navy Federal Credit Union24 Navy Federal Credit Union Business1 NCSECU1 Neighbors Bank1 NorthOne2 Northwest Bank2 Novo19 NWFCU1 OC Credit Union1 OCCU2 OKX5 One1 One Pay1 OneFinance1 OnePay24 Onpath1 OnPath Federal Credit Union1 Orsa Bank1 Payoneer1 PayPal73 PenFed23 PenFed Credit Union6 Pension1 Pentagon Federal Credit Union8 PM1 PNC Bank56 Poshmark1 Primary Bank1 Primis Bank4 Provident Bank2 Public.com2 Quorum1 Raise2 Redstone Federal Credit Union2 Regions Bank1 Relay107 Revolut2 Reward Zone1 Robinhood35 S&T Bank1 Santander Bank19 SchoolsFirst Federal Credit Union2 Schwab245 Schwab Brokerage218 SECU1 Serve16 Service 1st Credit Union1 Shopify5 Simple3 Skyone1 Social Security1 SocialNature1 SoFi244 South State Bank1 SouthState Bank Business1 Square19 SquareUp1 Star One Credit Union2 Stash1 State Bank1 Steady1 Swagbucks1 Synchrony Bank2 Tax Refund6 TD4 TD Ameritrade2 TD Bank4 TDB1 TDirect1 The Knot2 TheKnot1 TIAA1 TopCashBack1 TransferWise6 Treasury1 Treasury Direct35 Truist5 Truist Business2 U.S. Bank36 U.S. Bank Business23 Uber Eats1 Uber Pro1 UFB2 Unemployment2 Unknown source640 Upgrade3 Upwork1 US Bank Business1 US Treasury2 USAA Bank26 USSFCU2 UW Credit Union1 Vanguard23 Vantage West2 Varo4 Venmo52 Voyager1 Wealthfront42 Webull2 Wells Fargo188 Wells Fargo Business12 Wells Trade1 Wings1 Wings Credit Union1 Wise107 Wise Business2 Wize1 World of Books1 Zelle14 Zola2 ZYNLO Bank1