Bonus Timelines How long does it take to receive a bank bonus after opening an account?
Community-reported data on the time between opening an account and receiving the bonus. Averages are based on the 10 most recent data points per bank (or all available, if fewer than 10).
Last updated: May 20, 2026 366 data points across 73 banks
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366 data points across 73 banks
Fifth Third Bank 4 reports ~7d 40d ago
Atlantic Union Bank 1 report ~7d 75d ago
M&T Bank Checking 1 report ~8d 34d ago
Truist Business 3 reports ~9d 47d ago
Wells Fargo Checking 10 reports ~9d 1d ago
M&T Bank 3 reports ~10d 40d ago
Current 1 report ~11d 48d ago
SoFi via Portals 2 reports ~13d 134d ago
U.S. Bank Checking 6 reports ~14d 2d ago
USAA Bank Checking 2 reports ~15d 35d ago
KeyBank Checking 1 report ~16d 18d ago
MidFirst Bank 1 report ~17d 74d ago
Truist Business Checking 1 report ~17d 16d ago
Chase Business Checking 1 report ~17d <1d ago
Keypoint Credit Union Checking 2 reports ~18d 1d ago
Chime 8 reports ~23d 16d ago
TD Bank Checking 3 reports ~23d 1d ago
Wells Fargo 11 reports ~24d 36d ago
Chime via Portals 3 reports ~26d 41d ago
U.S. Bank 33 reports ~27d 38d ago
Bank of America 81 reports ~30d 38d ago
KeyBank 13 reports ~37d 42d ago
TD Bank 5 reports ~38d 45d ago
Regions Bank Checking 2 reports ~39d 1d ago
Equity Bank Checking 1 report ~44d 34d ago
Chase 4 reports ~45d 36d ago
Bank of America Checking 3 reports ~48d 10d ago
KeyBank Business 1 report ~51d 47d ago
CIT Bank 1 report ~60d 47d ago
Equity Bank 2 reports ~61d 42d ago
PNC Bank 34 reports ~64d 57d ago
PNC Bank Checking 4 reports ~66d 9d ago
Regions Bank 3 reports ~67d 36d ago
PSECU 6 reports ~68d 36d ago
Live Oak Bank Savings 1 report ~71d 1d ago
Wintrust Bank Checking 1 report ~75d 36d ago
Credit Human Federal Credit Union 1 report ~77d 93d ago
Capital One Checking 6 reports ~77d 9d ago
Midflorida Credit Union 1 report ~78d 37d ago
Wells Fargo Business 1 report ~78d 46d ago
Live Oak Bank 2 reports ~78d 43d ago
Capital One 4 reports ~79d 36d ago
Ally Bank 1 report ~80d 111d ago
U.S. Bank Business Checking 3 reports ~82d 1d ago
U.S. Bank Business 15 reports ~90d 36d ago
E*TRADE Savings 2 reports ~91d 41d ago
E*TRADE Savings 1 report ~91d 34d ago
BMO Checking 1 report ~92d 9d ago
Huntington Bank 5 reports ~94d 41d ago
Huntington Bank Business 2 reports ~96d 42d ago
Huntington Bank Checking 2 reports ~96d 9d ago
Flagstar Bank Checking 1 report ~97d 27d ago
Huntington Bank Business Checking 2 reports ~97d 9d ago
Flagstar Bank 1 report ~100d 39d ago
Marcus by Goldman Sachs 1 report ~101d 9d ago
Citi Checking 2 reports ~103d 24d ago
Grasshopper Bank Business 1 report ~105d 73d ago
Wintrust Bank Savings 1 report ~108d 36d ago
Capital One Savings 1 report ~114d 40d ago
E*TRADE Checking 3 reports ~120d <1d ago
Citizens Bank 7 reports ~121d 39d ago
KeyBank Business Checking 1 report ~122d 1d ago
Citizens Bank Checking 1 report ~129d 33d ago
Capital One Business 1 report ~134d 48d ago
Unity Bank 2 reports ~182d 41d ago