Credit Card Funding

Which credit cards work to fund bank account openings?

Some bank accounts let you fund your opening deposit with a credit card. Whether the transaction codes as a purchase (good) or cash advance (bad) varies by card and bank. These are results from bank-bonus community reports and Doctor of Credit. Pick a bank above or from the directory below.

Last updated: Aug 24, 2026704 data points across 129 banks

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129 banks with credit card funding data points

1st United Checking6 4front Credit Union Checking1 Academy Bank, National Association Checking5 Advance Financial Checking2 Advantis Credit Union Checking2 Affinity Federal Credit Union Checking8 Alltru Checking1 Andigo Credit Union Checking6 Applied Bank Checking1 Ardent Checking1 Associated Bank Business Checking3 Associated Bank Checking27 Bank of America Checking2 Bank of the West Checking2 BB&T Checking4 BBVA Checking12 Bell Bank Checking1 Blupeak Checking4 Busey Bank Checking3 California Coast Checking1 California Credit Union Checking2 Cambridge Savings Bank Checking2 Capital One Business Checking1 Capital One Checking3 Central Bank Checking3 Chartway Checking4 Chase Business Checking2 Chase Checking1 Chime Checking2 Christian Community Credit Union Checking2 Citadel Credit Union Checking1 Citi Checking4 CommunityAmerica Credit Union Checking2 Credit Human Federal Credit Union Checking2 CU Socal Checking1 Delta Community Credit Union Checking1 Desert Financial Credit Union Checking2 Digital Federal Credit Union Checking3 Equity Bank Checking9 Everwise Credit Union Checking2 F&M Bank Checking1 Fairwinds Checking6 Fifth Third Bank Business Checking1 First Citizens Bank Checking3 First Commonwealth Federal Credit Union Checking1 First Financial Bank Checking3 First Horizon Bank Checking10 First National Bank Checking3 First U.S. Community Credit Union Checking1 FirstBank Checking1 Firstrust Checking1 Florida Credit Union Checking1 Fulton Bank Checking7 Gesa Credit Union Checking4 Grow Financial Federal Credit Union Checking1 GTE Financial Checking1 HarborOne Checking1 Hawthorn Bank Checking1 Iberiabank Checking1 INOVA Federal Credit Union Checking1 KeyBank Checking6 Keypoint Credit Union Checking22 Kitsap Credit Union Checking2 Lake Michigan Credit Union Checking21 Liberty Bank Checking1 Lili via Portals1 M&T Bank Checking1 Metro Bank Checking1 Midland States Bank Checking3 Mission Federal Credit Union Checking1 MPH Bank Checking2 Municipal Credit Union Checking6 Navy Federal Credit Union Checking6 Northwest Federal Credit Union Checking5 OceanFirst Bank Checking1 Old National Bank Checking3 On Tap Checking2 Oneaz Checking3 OnPath Credit Union Checking1 Pentagon Federal Credit Union Checking7 Percapita Checking1 PNC Bank Checking1 Provident Credit Union Checking1 PSECU Checking7 Redstone Bank Checking2 Regions Bank Checking13 Reliant Community Checking1 Republic Bank Checking5 Rockland Checking1 Royal Bank Checking1 Santander Bank Checking5 Seacoast Bank Checking2 Service 1st Federal Credit Union Checking1 Service Checking4 Skyla Checking2 Skyone Checking3 SoFi Checking1 SoFi via Portals1 SouthState Bank Checking9 Spiral Checking1 Spring Bank Checking1 Stanford Federal Credit Union Checking1 Star One Credit Union Checking9 State Bank Financial Checking1 State Bank of India Checking1 State Farm Checking2 TD Bank Checking3 Teachers Federal Credit Union Checking10 The First Financial Checking1 Time Bank Checking1 Tower Federal Credit Union Checking2 Truist Business Checking1 Truist Checking8 TruStone Financial Checking2 U.S. Bank Business Checking120 U.S. Bank Checking149 UCBI Checking1 UniBank Checking2 Unify Financial Credit Union Checking3 Unitus Community Checking1 USAA Bank Checking5 Verity Checking5 Visions Checking1 WECU Checking2 Wells Fargo Business Checking2 Wells Fargo Checking11 Wescom Credit Union Checking1 Wings Checking9 Wintrust Bank Checking2