Addition Financial Credit Union
Addition Financial Credit Union Benefits Checking $400 Bonus
Addition Financial Credit Union pays you $400 when you open a Benefits Checking account and add monthly direct deposits of $2,000 or more within your first 90 days. Membership is open to eligible Florida and Georgia residents. The $15 monthly fee is waived while you meet the direct deposit requirement.
- Bonus amount
- $400
- Time to complete
- ~90 days
- Bonus deposited in
- ~120 days
- Difficulty
- Easy
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Requirements
Last verified: Aug 20, 2026
Open an account
Open a new Addition Financial Benefits Checking account.
Receive qualifying direct deposits
Add direct deposit with a monthly cumulative amount of $2,000 or more within the first 90 days of opening the Benefits Checking account. Qualifying deposits are regularly scheduled electronic deposits of payroll, pension, or government benefits.
Maintain account
Keep the account open and in good standing for at least 90 days to avoid forfeiting the bonus.
Bonus paid within 30 days after the account has been open for 90 days and the direct deposit requirement is met.
Account Details
- $15 monthly service fee waived when the required minimum direct deposits are met
Keep the account open at least 180 days or bonus may be forfeited.
Eligibility
Must be a new Addition Financial member and first-time checking customer.
- Must live, work, worship or study in eligible counties in Florida or Georgia.
Tips & Gotchas
- →You must live or work in eligible Florida or Georgia counties to join Addition Financial.
- →An early closure within 90 days may result in forfeiture of the bonus.
- →Limit one promotional offer per individual. You can earn only one of the Free ($200), Classic ($300), or Benefits ($400) checking bonuses.
Direct Deposit Data Points 4
4 community reports across 3 transfer sources, showing what triggers a qualifying direct deposit at Addition Financial Credit Union.
View all Addition Financial Credit Union direct deposit data points →
Can You Earn This Bonus Again?
Fine Print
Offer available as of March 2, 2026 and subject to change or end without notice. New members who open a first-time Benefits Checking account and add direct deposit with a monthly cumulative deposit amount of $2,000 within the first 90 days of account opening earn $400. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. The incentive is paid within 30 days after the account has been open for 90 days and the qualifying direct deposit activity is met. The $15 monthly service fee is waived with the required minimum direct deposits. Limit one promotional offer per individual and it cannot be combined with other promotional offers. Membership eligibility is required and residence in Florida or Georgia is required.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a fee waiver?
A condition you can meet to have the monthly maintenance fee on an account waived.
Also see: this month's best bank bonuses and community DD data points.
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