← Back to BonusesOpen Account at Addition Financial Credit UnionWe may earn a commission if you open an account through this link. This doesn't affect our recommendations. Learn more

Addition Financial Credit Union

Addition Financial Credit Union Benefits Checking $400 Bonus

Bonus amount

$400

Time to complete

~90 days

Bonus deposited in

~150 days

Difficulty

Medium

Requirements

Last verified: Mar 26, 2026

Open an account

Open a new Addition Financial Benefits Checking account.

$2,000 direct deposit

Receive qualifying direct deposits totaling $2,000 within the first 90 days of account opening.

Maintain account

Keep the account open and in good standing for at least 180 days to avoid forfeiting the bonus.

Bonus paid within 30 business days after meeting the direct deposit requirement.

Tips & Gotchas

  • You must live or work in eligible Florida or Georgia counties to join Addition Financial.
  • Lower tiers are available: $300 with a $1,000 direct deposit (Classic Checking) and $200 with Free Checking.
  • An early closure within 180 days may result in forfeiture of the bonus.

Account Details

Monthly feeNo monthly fee
Min. hold period180 days

Keep the account open at least 180 days or bonus may be forfeited.

Credit inquirySoft pull only
ChexSystemsSensitive (may deny negative history)
AvailabilitySelect states (FL, GA)

Eligibility

Minimum age18+
Existing customersNot eligible

Must be a new Addition Financial member and first-time checking customer.

Other restrictions
  • Must live, work, worship or study in eligible counties in Florida or Georgia.

Rechurnable?

Can rechurnNo

Fine Print

Offer available to new Addition Financial members who open a Benefits Checking account. Earn $400 when you set up direct deposits totaling $2,000 within 90 days of account opening. One bonus per individual; must reside in eligible Florida or Georgia counties and meet membership requirements. Account must remain open for at least 180 days or the bonus may be forfeited.

Taxable income · Reported on 1099-INT

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← Back to BonusesOpen Account at Addition Financial Credit UnionWe may earn a commission if you open an account through this link. This doesn't affect our recommendations. Learn more