Chime
Chime Checking Account $100 Bonus
Bonus amount
$100
Time to complete
~13 days
Bonus deposited in
~14 days
Difficulty
Easy
Requirements
Last verified: Mar 21, 2026
Open an account
Open your Chime account using the link above. The offer won't work without it.
Make a $200 qualifying direct deposit
Deposit $200 or more from a paycheck within 45 days of opening.
Bonus typically deposited instantly after meeting the deposit requirement.
Tips & Gotchas
- →You must use the link above. Opening directly through chime.com won't qualify.
- →A payroll direct deposit is required. Current Financial and OnePay Accounts known as working direct deposits when pushing funds.
Direct Deposit Data Points 2
Community-reported results for what triggers a qualifying direct deposit at Chime.
Account Details
Keep the account open for at least 60 days to avoid issues.
Eligibility
Must be a new Chime member. Chime is rechurnable by using a different email and different rewards portals like Rakuten and Swagbucks.
Rechurnable?
Fine Print
Must be a new Chime member. $200 qualifying deposit required within 45 days. Bonus paid after deposit is confirmed.
Taxable income · Reported on 1099-MISC
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
What is a fintech (digital bank)?
App-based financial companies that offer banking services without traditional brick-and-mortar branches.
What is rechurning?
Opening an account at the same bank again after a waiting period to earn the bonus a second (or third) time.