Chime's bonus is reachable more than one way: straight from Chime, or through a cashback portal that pays you for opening the account. Here is every route we track, what each one pays, and when we last checked it.
Current best route
Start here: Chime Checking via Gemsloot
The Gemsloot route currently pays the most, with Cash in Style close behind, and both pay more than Chime's own offer, based on our latest recorded check of every route. Portal amounts change often, so check the portal for the current figure before you start.
Available routes
Route 1
Chime Checking via Gemsloot
Portal payout: $381
Gemsloot payout as of Oct 7, 2026. Portal amounts change often, so check today's figure before you start.
Combining: Gemsloot pays only for offers completed exactly as the offer specifies, and Chime's own promotions run under their own terms. Treat them as separate routes and pick one.
Tracking: The link opens Gemsloot's Chime offer. Create your Gemsloot account when prompted and follow the offer card exactly.
Cash in Style payout as of Sep 27, 2026. Portal amounts change often, so check today's figure before you start.
Combining: Cash in Style pays only for offers completed exactly as its card describes, and Chime's own promotions run under their own terms. Treat them as separate routes and pick one.
Tracking: The link opens Cash in Style's Chime offer. Create your Cash in Style account when prompted and complete the offer in the same sitting for the safest tracking.
Combining: Chime's own offer, straight from Chime under Chime's terms. Portal payouts cannot be added on top: the portals' own terms exclude combining their reward with any other enrollment bonus.
KashKick payout as of Oct 7, 2026. Portal amounts change often, so check today's figure before you start.
Combining: KashKick pays only for offers completed exactly as its card describes, and Chime's own promotions run under their own terms. Treat them as separate routes and pick one.
Tracking: The link opens KashKick's Chime offer. Create your KashKick account when prompted and follow the offer card exactly.
TopCashback payout as of Oct 7, 2026. Portal amounts change often, so check today's figure before you start.
Combining: Follow TopCashback's terms on its Chime page. Chime's own promotions run under their own terms, so treat this as a separate route and pick one.
Tracking: The link opens TopCashback's Chime page. Follow its steps to click through to Chime and finish the signup in the same sitting so the visit can track.
Rakuten payout as of Oct 7, 2026. Portal amounts change often, so check today's figure before you start.
Combining: Rakuten's offer terms state this reward cannot be combined with any other enrollment bonuses, including referral rewards. Pick one route and follow its terms.
Tracking: Click through from Rakuten and finish the Chime signup in the same sitting so Rakuten tracks it. Cookies expire.
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How route payouts work
These are separate signup routes, not rewards to add together. Choosing one route means receiving only the payout or payouts described for that route. Read each route's Combining note above for what that route's own terms say.