Does Chime do a hard credit pull to open a Checking via KashKick?

No. Chime does not pull your credit to open a Checking via KashKick.

Is the Chime Checking via KashKick bonus available nationwide?

Yes. The Chime Checking via KashKick bonus is available to applicants in all 50 states.

Is the Chime Checking via KashKick bonus taxable?

Yes. Bank account bonuses are considered taxable income by the IRS. Chime will send a 1099-INT form if your bonus is $10 or more.

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Chime

Chime Checking via KashKick $275 Bonus

Bonus amount: $275KashKick payout as of Oct 7, 2026. Portal amounts change often, so check today's figure before you start.
Expires: Not listed
Time to complete: ~14 days
Bonus deposited in: ~90 days
Difficulty: Easy

Open the offer at KashKick →

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More routes to this bonus

Current best route: Chime Checking via Gemsloot. Ranked Oct 4, 2026.

Compare all routes →

Requirements

Last verified: Oct 7, 2026

Open a Chime account through the KashKick offer
Use the link above to open KashKick's Chime offer. Create your KashKick account when prompted, then open your Chime account through the offer.
Complete the offer card's requirements
Follow every requirement and deadline shown on KashKick's Chime offer card. The offer card's terms control.

KashKick credits rewards as Kash once the offer's completion is confirmed. Check KashKick's current redemption rules before you start.

Account Details

Monthly feeNo monthly fee

Min. hold period60 days

Keep open for at least 60 days to avoid issues.

Credit inquiryNo credit pull

ChexSystemsNo. This bank publishes that it does not screen banking history.

AvailabilityNationwide

Eligibility

Minimum age18+

Existing customersNot eligible

Must be a first-time Chime account holder.

Tips & Gotchas

→The link above opens KashKick's Chime offer. Create your KashKick account when prompted.
→Follow the offer card exactly. KashKick credits the reward only after it confirms completion.
→Keep a copy of the offer card and its requirements before you begin.

Direct Deposit Data Points Through Portals 112

112 community reports across 25 transfer sources, showing what triggers a qualifying direct deposit at Chime from readers who opened through a cashback portal.

Showing 97 of 112 reports

View all Chime through-portal direct deposit data points →

Direct Deposit Data Points 268

268 community reports across 44 transfer sources, showing what triggers a qualifying direct deposit at Chime.

Showing 258 of 268 reports

View all Chime direct deposit data points →

How long until the bonus posts? The most recent community reports average about 9 days. See 108 reports on Chime Checking payout timelines →

Can You Earn This Bonus Again?

Can rechurnNo

Fine Print

KashKick terms apply. The Chime account must be new. Rewards credit as Kash only after offer completion is confirmed, and the offer card's terms control.

Taxable income · Reported on 1099-MISC

What Counts as a Direct Deposit for Chime Bonuses?

On paper, Chime counts only ACH deposits from an employer, payroll provider, gig platform, or government benefits as qualifying direct deposits. Based on 378 community data points, many external bank and brokerage ACH pushes also trigger the bonus in practice, while P2P apps like Cash App, plus SoFi and Upgrade pushes, are the methods most likely to fail.

Read →

What is a fintech (digital bank)?

App-based financial companies that offer banking services without traditional brick-and-mortar branches.

Read →

What is a hold period?

The minimum time you must keep your balance in an account before the bonus is paid out.

Read →

Also see: this month's best bank bonuses and community DD data points.

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We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money