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Chime Checking via Swagbucks $180 Bonus

Bonus amount
$180Swagbucks payout as of Oct 7, 2026. Portal amounts change often, so check today's figure before you start.
Expires
Not listed
Time to complete
~14 days
Bonus deposited in
~60 days
Difficulty
Easy
Open the offer at Swagbucks →

We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money

More routes to this bonus

Current best route: Chime Checking via Gemsloot. Ranked Oct 4, 2026.

Compare all routes →

Requirements

Last verified: Oct 7, 2026

  1. Open a Chime account through the Swagbucks offer

    Use the link above to open Swagbucks's Chime offer, then open your account through it. Opening directly earns no Swagbucks reward.

  2. Complete the offer card's requirements

    Follow every requirement and deadline shown on Swagbucks's Chime offer card. The offer card's terms control.

Swagbucks points credited within a few days; redemption for cash via PayPal or gift cards.

Account Details

Monthly feeNo monthly fee
Min. hold period60 days

Keep open for at least 60 days to avoid issues.

Credit inquiryNo credit pull
ChexSystemsNo. This bank publishes that it does not screen banking history.
AvailabilityNationwide

Eligibility

Minimum age18+
Existing customersNot eligible

Must be a new Chime member. Use a new email.

Tips & Gotchas

  • →The link above opens Swagbucks's Chime offer. Create your Swagbucks account when prompted.
  • →Follow the offer card's requirements exactly. Swagbucks pays only when it confirms the offer was completed.
  • →Completing the flow in the same sitting is the safest way to make sure the offer tracks.
  • →Payout is in Swagbucks (SB) points, redeemable for PayPal cash or gift cards. Not a direct bank deposit.

Direct Deposit Data Points Through Portals 112

112 community reports across 25 transfer sources, showing what triggers a qualifying direct deposit at Chime from readers who opened through a cashback portal.

Showing 97 of 112 reports

View all Chime through-portal direct deposit data points →

Direct Deposit Data Points 268

268 community reports across 44 transfer sources, showing what triggers a qualifying direct deposit at Chime.

Showing 258 of 268 reports

View all Chime direct deposit data points →

How long until the bonus posts? The most recent community reports average about 9 days. See 108 reports on Chime Checking payout timelines →

Can You Earn This Bonus Again?

Can rechurnYes
NotesChime does not publish a re-eligibility window for portal offers, and Swagbucks' terms do not address reapplying. Confirm current terms with both before applying again.

Fine Print

Swagbucks terms apply. The Chime account must be new. Payout is in SB points, and the portal reward is not guaranteed until Swagbucks confirms the offer was completed.

Taxable income · Reported on 1099-MISC

Related Articles

What Counts as a Direct Deposit for Chime Bonuses?

On paper, Chime counts only ACH deposits from an employer, payroll provider, gig platform, or government benefits as qualifying direct deposits. Based on 378 community data points, many external bank and brokerage ACH pushes also trigger the bonus in practice, while P2P apps like Cash App, plus SoFi and Upgrade pushes, are the methods most likely to fail.

Read →

What is a fintech (digital bank)?

App-based financial companies that offer banking services without traditional brick-and-mortar branches.

Read →

What is a hold period?

The minimum time you must keep your balance in an account before the bonus is paid out.

Read →

Also see: this month's best bank bonuses and community DD data points.

← Back to BonusesOpen the offer at Swagbucks →

We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money