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Chase

Chase Savings $200 Bonus

Chase pays you $200 when you open a Chase Savings account, deposit $15,000 or more in new money, and maintain that balance for 90 days without withdrawals. Available nationwide. Soft credit pull. The savings bonus stacks with the Chase Total Checking bonus if you open both accounts.

Bonus amount
$200
Expires
Oct 14, 2026
Time to complete
~90 days
Bonus deposited in
~15 days
Difficulty
Medium

Requirements

Last verified: Jul 10, 2026

  1. Open an account

    Open a new Chase savings account using the offer link before the offer expires.

  2. $15,000 deposit

    Deposit $15,000 or more in new money within 30 days of coupon enrollment.

  3. Maintain balance for 90 days

    Keep at least $15,000 on deposit for 90 days from coupon enrollment.

Bonus typically posts within 15 business days after the 90-day hold period.

Tips & Gotchas

  • Apply through the offer link on this page. The regular Chase homepage will not qualify you for the bonus.
  • The $15,000 must be new money. Transferring funds from another Chase account does not count.
  • The 90-day balance hold runs from coupon enrollment, not from account opening. Deposit the $15,000 early in the 30-day window so it stays in long enough.
  • The $5/month fee is waived if you link a qualifying Chase checking account.
  • This bonus stacks with the Chase Total Checking $400 bonus for $600 total. A separate targeted Chase combo pays up to $900 when you open both a $300 checking and this savings bonus.

Direct Deposit Data Points 0

Community-reported results for what triggers a qualifying direct deposit at Chase.

77 total

No data points match the selected filters.

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Account Details

Monthly fee$5/month
Fee waiver
  • $300+ average beginning day balance
  • $25+ per month in Autosave deposits
  • Link to a qualifying Chase checking account
  • Account owner is under 18
Min. hold period90 days

Deposit $15,000 or more in new money within 30 days and maintain that balance for at least 90 days.

Credit inquiryNo credit pull
ChexSystemsNo. Banking history is not checked for this account.
AvailabilityNationwide

Eligibility

Minimum age18+
Existing customersNot eligible

Cannot have had any Chase savings account in the last 2 years.

Can You Earn This Bonus Again?

Can rechurnYes
Cooldown730 days
NotesMust close existing Chase savings account, wait 2+ years, then reopen with a new offer.

Companion Offers

You can open the Chase Savings bonus at the same time for $600 total ($400 checking plus $200 savings). Some existing Chase customers are targeted for a larger combo worth up to $900 (a $300 checking bonus, a $200 savings bonus, and an extra $400 for opening both).

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