Chase
Chase Savings $200 Bonus
Chase pays you $200 when you open a Chase Savings account, deposit $15,000 or more in new money, and maintain that balance for 90 days without withdrawals. Available nationwide. Soft credit pull. The savings bonus stacks with the Chase Total Checking bonus if you open both accounts.
- Bonus amount
- $200
- Expires
- Jan 27, 2027
- Time to complete
- ~90 days
- Bonus deposited in
- ~105 days
- Difficulty
- Medium
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Requirements
Last verified: Oct 1, 2026
Open an account
Open a new Chase savings account using the offer link before the offer expires.
$15,000 deposit
Deposit $15,000 or more in new money within 30 days of coupon enrollment.
Maintain balance for 90 days
Keep at least $15,000 on deposit for 90 days from coupon enrollment.
Bonus typically posts within 15 days after the 90-day hold period.
Account Details
- $300+ average beginning day balance
- $25+ per month in Autosave deposits
- Link to a qualifying Chase checking account
- Account owner is under 18
Deposit $15,000 or more in new money within 30 days and maintain that balance for at least 90 days.
Eligibility
Cannot have had any Chase savings account in the last 2 years.
- Chase reviews new deposit account applications through Early Warning Services, a bank-owned reporting network Chase co-owns. EWS is not ChexSystems, but a negative banking history can still affect approval.
Tips & Gotchas
- →Apply through the offer link on this page. The regular Chase homepage will not qualify you for the bonus.
- →The $15,000 must be new money. Transferring funds from another Chase account does not count.
- →The 90-day balance hold runs from coupon enrollment, not from account opening. Deposit the $15,000 early in the 30-day window so it stays in long enough.
- →The $5/month fee is waived if you link a qualifying Chase checking account.
- →This bonus stacks with the Chase Total Checking $400 bonus for $600 total. A separate targeted Chase combo pays up to $900 when you open both a $300 checking and this savings bonus.
Community Data Points
We don't have direct deposit reports for this account yet. What we do have: 80 community reports on how long the bonus took to post, and the most recent ones average about 98 days.
See Chase Savings payout timelines →Can You Earn This Bonus Again?
Companion Offers
You can open the Chase Savings bonus at the same time for $600 total ($400 checking plus $200 savings). Some existing Chase customers are targeted for a larger combo worth up to $900 (a $300 checking bonus, a $200 savings bonus, and an extra $400 for opening both).
Related Articles
What is a high-yield savings account (HYSA)?
A savings account that pays a significantly higher interest rate than a standard savings account.
What is a fee waiver?
A condition you can meet to have the monthly maintenance fee on an account waived.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
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