M&T Bank
M&T Bank MyChoice Premium Checking $350 Bonus
Bonus amount
$350
Expires
Mar 31, 2026
Time to complete
~90 days
Bonus deposited in
~90 days
Difficulty
Medium
Requirements
Last verified: Mar 21, 2026
Open MyChoice Premium Checking
Open a new M&T MyChoice Premium Checking account by 03/31/2026.
Direct deposits
Receive at least $1,000 in qualifying direct deposits within 90 days of account opening.
Avoid early closure
Keep the account open for at least 180 days to avoid a $50 early closure fee.
Bonus is credited within 90 days after you receive $1,000 in qualifying direct deposits.
Tips & Gotchas
- →There’s a $24.95 monthly fee unless you keep $7,500 in the account or $25,000 across your M&T accounts. Qualifying direct deposits include payroll and government benefits.
Account Details
- Maintain a $7,500 average daily balance
- Maintain $25,000 in combined deposit or investment balances
Do not close the account within 180 days to avoid a $50 early closure fee.
Eligibility
Cannot have received an M&T checking bonus in the past 12 months.
- Must reside in an eligible state.
Rechurnable?
Fine Print
Offer available to residents of CT, DC, DE, MD, NJ, NY, PA, VA and WV only. You must not have received an M&T personal checking bonus in the last 12 months.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
What is a fee waiver?
A condition you can meet to have the monthly maintenance fee on an account waived.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.