Credit Human Federal Credit Union
Credit Human Federal Credit Union Personal Checking $300 Bonus
Credit Human Federal Credit Union pays you $300 when you open a checking account, complete 10 debit card purchases, and set up two direct deposits within 60 days. Available in select states. No monthly fee.
- Bonus amount
- $300
- Expires
- Dec 31, 2026
- Time to complete
- ~90 days
- Bonus deposited in
- ~90 days
- Difficulty
- Medium
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Requirements
Last verified: Aug 19, 2026
Open account
Become a member and open a Credit Human personal checking account with promo code CheckingPromo2026.
10 debit purchases
Make at least 10 debit card purchases of $10 or more within 90 days.
Two direct deposits
Receive at least 2 recurring direct deposits of at least $500 each within 90 days.
Enroll in online banking
Enroll in online banking and eStatements within the 90-day qualification period.
Keep account open
Keep the account open for at least 90 days.
Bonus is deposited within 90 days of account opening after meeting the requirements.
Account Details
- Dividend Checking charges a $5 monthly fee, waived with a direct deposit or enrollment in online statements
Make at least 10 debit card purchases of $10+ and receive two direct deposits of $250 within 90 days; keep the account open for at least 90 days.
Eligibility
Current Credit Human members with checking accounts, employees and businesses are not eligible.
- Offer limited to residents of San Antonio, TX, Houston, TX and New Orleans, LA
- Must meet Credit Human membership requirements, such as living, working, worshipping or attending school in the service area or joining an eligible partner organization
Tips & Gotchas
- →Only residents of San Antonio, Houston and New Orleans are eligible unless you join via an eligible partner organization.
- →Make sure each debit transaction is at least $10 and that your direct deposits are at least $500 each.
Direct Deposit Data Points 2
2 community reports across 1 transfer source, showing what triggers a qualifying direct deposit at Credit Human Federal Credit Union.
View all Credit Human Federal Credit Union direct deposit data points →
Can You Earn This Bonus Again?
Fine Print
Offer limited to new Credit Human checking members. Must open an account with promo code CheckingPromo2026 and meet the purchase and direct deposit requirements within 90 days. Bonus deposited within 90 days of account opening. Residents of San Antonio, TX, Houston, TX and New Orleans, LA only, unless eligible via a partner organization. Free Checking has no monthly fee; Dividend Checking has a $5 fee waived with direct deposit or online statement enrollment.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money