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Wells Fargo
Wells Fargo Everyday Checking $325 Bonus
Wells Fargo pays you $400 when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits within 90 days. The $15 monthly fee is waivable with $500 in monthly electronic deposits. Soft credit pull. Available nationwide. Bonus posts within 30 days after the 90-day window closes.
- Bonus amount
- $325
- Expires
- Jul 14, 2026
- Time to complete
- ~90 days
- Bonus deposited in
- ~30 days
- Difficulty
- Easy
Requirements
Last verified: Jun 22, 2026
Open an account
Open a new Wells Fargo Everyday Checking account with a $25 minimum opening deposit and your bonus offer code by July 14, 2026.
Set up qualifying direct deposits
Receive $1,000 or more in qualifying direct deposits within 90 days of account opening.
Wells Fargo deposits the bonus within 30 days after you meet the requirements.
Tips & Gotchas
- →Get your bonus offer code by entering your email on the offer page, then apply with that code. Applying without the code will not earn the bonus.
- →You must not have received a Wells Fargo checking bonus within the past 12 months.
- →The $15 monthly service fee is waived with $500 or more in qualifying electronic deposits, a $1,500 daily balance, $5,000 in combined balances, or if the primary owner is age 17 to 24.
- →Qualifying deposits include ACH direct deposits, RTP, and FedNow. Transfers, mobile deposits, Zelle, and branch or ATM deposits do not count.
Direct Deposit Data Points 253
Community-reported results for what triggers a qualifying direct deposit at Wells Fargo.
Account Details
- $500 or more in total qualifying electronic deposits per fee period
- $1,500 minimum daily balance
- $5,000 or more in qualifying deposit balances, investment balances, or both
- Primary account owner age 17–24
- Qualifying monthly non-civilian military direct deposit (Wells Fargo Worldwide Military Banking)
Keep open until bonus posts.
Eligibility
Not eligible if you have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months.
Can You Earn This Bonus Again?
Fine Print
New Wells Fargo consumer checking customers only. Open a new Everyday Checking account with a bonus offer code by July 14, 2026 and receive $1,000 or more in qualifying electronic deposits within 90 days to earn the $325 bonus. Bonus paid within 30 days of meeting requirements. Account must remain open through payout. Monthly service fee is $15 and can be waived. One bonus per customer.
Taxable income · Reported on 1099-INT
Related Articles
What Counts as a Direct Deposit for Wells Fargo Bonuses?
Wells Fargo's terms say payroll and government benefits are the qualifying direct deposits. Community data from 221 reports shows ACH pushes from Chase, Fidelity Cash Management, SoFi, and Capital One have also been consistently posting as qualifying direct deposits at Wells Fargo in recent months.
Chase vs Wells Fargo Checking Bonus
Chase and Wells Fargo both pay $400 with a $1,000 direct deposit requirement. The real differences are the credit pull, ChexSystems sensitivity, payout speed, and how quickly you can come back for a second bonus.
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Also see: this month's best bank bonuses and community DD data points.
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