Wells Fargo
Wells Fargo Everyday Checking $400 Bonus
Bonus amount
$400
Expires
Apr 7, 2026
Time to complete
~90 days
Bonus deposited in
~30 days
Difficulty
Easy
Requirements
Last verified: Mar 21, 2026
Open an account
Open a new Wells Fargo consumer checking account with a minimum $25 opening deposit and a bonus offer code before April 7, 2026.
Set up qualifying direct deposits
Receive $1,000 or more in qualifying direct deposits within 90 days of account opening.
Wells Fargo deposits the bonus within 30 days after the 90-day qualification period.
Tips & Gotchas
- →You must not have received a Wells Fargo checking bonus within the past 12 months.
- →Maintain a $500 minimum daily balance (increasing to $1,500 for fee periods beginning October 25, 2025) or $500 in electronic deposits to avoid the $15 monthly fee.
Direct Deposit Data Points 5
Community-reported results for what triggers a qualifying direct deposit at Wells Fargo.
2/13/26 Account opened with $10 transfer from other bank.
by D$
11/14/25– Opened Everyday Checking account online, funded with $25 via ACH US bank
by tgreatusa
Wells Fargo Everyday Checking 12/02/25 Opened and funded with $50 12/09/25 Real DD $1300 12/23/25 Real DD $1300 01/06/26…
by u/zerowastewisdom
Account Details
- $500 or more in total qualifying electronic deposits per fee period
- $1,500 minimum daily balance
- $5,000 or more in qualifying deposit balances, investment balances, or both
- Primary account owner age 17–24
- Qualifying monthly non-civilian military direct deposit (Wells Fargo Worldwide Military Banking)
Keep open until bonus posts.
Eligibility
Not eligible if you have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months.
Rechurnable?
Fine Print
New Wells Fargo checking customers only. Must use an offer code and receive $1,000 or more in qualifying direct deposits within 90 days to earn the $400 bonus. Account must remain open through bonus payout. Monthly fee is $15 but can be waived with qualifying deposits or balances.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
What is a fee waiver?
A condition you can meet to have the monthly maintenance fee on an account waived.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.