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TD Bank

TD Bank Beyond Checking $300 Bonus

Bonus amount

$300

Expires

Apr 30, 2026

Time to complete

~60 days

Bonus deposited in

~180 days

Difficulty

Medium

Requirements

Last verified: Mar 21, 2026

Open an account

Open your new account using the offer link before the offer expires.

Set up direct deposit

Make a direct deposit of $2,500 within the first 60 days of opening a checking account.

Paid after requirements are met.

Tips & Gotchas

  • The $2,500 direct deposit requirement is higher than most bonuses. Employer payroll is the safest way to qualify.
  • If your paycheck is below $2,500, consider the TD Complete Checking bonus instead, which only requires a $500 direct deposit.

Account Details

Monthly fee$25/month
Fee waiver
  • $5,000 or more in direct deposits within a statement cycle
  • Minimum daily balance of $2,500
  • $25,000 minimum daily combined balance across eligible linked TD accounts
Min. hold period180 days

Account must remain open for at least 6 months.

Credit inquirySoft pull only
ChexSystemsSensitive (may deny negative history)
AvailabilitySelect states (CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT)

Eligibility

Minimum age18+
Existing customersNot eligible

Cannot have an existing TD Bank personal checking account or have closed one within the preceding 12 months.

Rechurnable?

Can rechurnYes
Cooldown365 days
NotesClose your account, wait 12 months, then reapply.

Fine Print

Normal 1099-INT rules apply.

Taxable income · Reported on 1099-INT

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← Back to BonusesOpen Account at TD BankWe may earn a commission if you open an account through this link. This doesn't affect our recommendations. Learn more