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TD Bank

TD Bank Beyond Checking $300 Bonus

TD Bank pays you $300 when you open a Beyond Checking account and set up direct deposit within 60 days. Available along the East Coast and in Florida. Soft credit pull. The $300 Beyond Checking bonus sits above the Complete Checking tier and requires direct deposit to unlock.

Bonus amount
$300
Expires
Jul 30, 2026
Time to complete
~60 days
Bonus deposited in
~180 days
Difficulty
Medium

Requirements

Last verified: May 5, 2026

  1. Open an account

    Open your new account using the offer link before the offer expires.

  2. Set up direct deposit

    Make a direct deposit of $2,500 within the first 60 days of opening a checking account.

Paid after requirements are met.

Tips & Gotchas

  • The $2,500 direct deposit requirement is higher than most bonuses. Employer payroll is the safest way to qualify.
  • If your paycheck is below $2,500, consider the TD Complete Checking bonus instead, which only requires a $500 direct deposit.

Direct Deposit Data Points 9

Community-reported results for what triggers a qualifying direct deposit at TD Bank.

21 total

View all direct deposit data points across every bank →

Account Details

Monthly fee$25/month
Fee waiver
  • $5,000 or more in direct deposits within a statement cycle
  • Minimum daily balance of $2,500
  • $25,000 minimum daily combined balance across eligible linked TD accounts
Min. hold period180 days

Account must remain open for at least 6 months.

Credit inquirySoft pull only
ChexSystemsYes. May deny applicants with negative banking history.
AvailabilitySelect states (CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT)

Eligibility

Minimum age18+
Existing customersNot eligible

Cannot have an existing TD Bank personal checking account or have closed one within the preceding 12 months.

Can You Earn This Bonus Again?

Can rechurnYes
Cooldown365 days
NotesClose your account, wait 12 months, then reapply.

Fine Print

Normal 1099-INT rules apply.

Taxable income · Reported on 1099-INT

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Also see: this month's best bank bonuses and community DD data points.

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