PSECU
PSECU Checking & Savings Bundle $300 Bonus
PSECU pays you $300 when you open a checking account and set up payroll direct deposit. Membership is open to Pennsylvania residents and employees of partner organizations. No monthly fee. Soft credit pull. One of the highest bonuses among credit unions in the Mid-Atlantic region.
- Bonus amount
- $300
- Expires
- Dec 31, 2026
- Time to complete
- ~100 days
- Bonus deposited in
- ~145 days
- Difficulty
- Medium
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Requirements
Last verified: Aug 15, 2026
Open savings & checking accounts
Open new PSECU savings and checking shares using promo code 2026PROMO. A $5 minimum share deposit is required, and PSECU makes that $5 share purchase on your behalf.
Set up payroll direct deposits
Receive two qualifying payroll direct deposits of $500 or more each within 100 days of membership establishment.
PSECU reviews your account after 100 days and pays the bonus within up to 45 days.
Account Details
Keep account open until bonus posts (up to 145 days after membership establishment).
Eligibility
Available to new PSECU members only.
- Must apply with promo code 2026PROMO between Jan. 1 and Dec. 31, 2026.
- A $5 savings share deposit is required.
Tips & Gotchas
- →Available nationwide via membership; you must be a new member and use the promo code. Both direct deposits must be payroll or government ACH deposits. Keep your account open and in good standing until the bonus posts.
Direct Deposit Data Points 88
88 community reports across 25 transfer sources, showing what triggers a qualifying direct deposit at PSECU.
Can You Earn This Bonus Again?
Fine Print
Membership application must start between Jan. 1 and Dec. 31, 2026. Bonus can take up to 145 days to deposit. Only one bonus per member. Payroll direct deposit includes paycheck or government benefits; person-to-person transfers and mobile deposits do not count.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money