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PSECU
PSECU Checking & Savings Bundle $300 Bonus
PSECU pays you $300 when you open a checking account and set up payroll direct deposit. Membership is open to Pennsylvania residents and employees of partner organizations. No monthly fee. Soft credit pull. One of the highest bonuses among credit unions in the Mid-Atlantic region.
- Bonus amount
- $300
- Expires
- Dec 31, 2026
- Time to complete
- ~100 days
- Bonus deposited in
- ~45 days
- Difficulty
- Medium
Requirements
Last verified: May 5, 2026
Open savings & checking accounts
Open new PSECU savings and checking shares using promo code 2026PROMO and deposit $5 to your savings share.
Set up payroll direct deposits
Receive two qualifying payroll direct deposits of $500 or more each within 100 days of membership establishment.
PSECU reviews your account after 100 days and pays the bonus within up to 45 days.
Tips & Gotchas
- →Available nationwide via membership; you must be a new member and use the promo code. Both direct deposits must be payroll or government ACH deposits. Keep your account open and in good standing until the bonus posts.
Direct Deposit Data Points 28
Community-reported results for what triggers a qualifying direct deposit at PSECU.
Account Details
Keep account open until bonus posts (up to 145 days after membership establishment).
Eligibility
Available to new PSECU members only.
- Must apply with promo code 2026PROMO between Jan. 1 and Dec. 31, 2026.
- A $5 savings share deposit is required.
Can You Earn This Bonus Again?
Fine Print
Membership application must start between Jan. 1 and Dec. 31, 2026. Bonus can take up to 145 days to deposit. Only one bonus per member. Payroll direct deposit includes paycheck or government benefits; person-to-person transfers and mobile deposits do not count.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
No. Zelle payments don't count as direct deposit for bank bonuses. Here's why it fails and what to use instead so the bank pays you.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
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