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OnePay

OnePay Checking $50 Bonus

OnePay pays you $50 when you open an account and set up direct deposit. No monthly fee. No credit check. Available nationwide. Low-bar entry bonus for new account openers looking to start stacking bank bonuses.

Bonus amount
$50
Expires
May 31, 2026
Time to complete
~14 days
Bonus deposited in
~14 days
Difficulty
Easy

Requirements

Last verified: May 5, 2026

  1. Open an account

    Open a OnePay account using the link above. The offer will not work without it.

  2. Set up direct deposit

    Receive direct deposits totaling $500 or more in a calendar month within 45 days of opening the account.

Bonus posts quickly upon completion.

Tips & Gotchas

  • Use the link above for the bonus.
  • OnePay is useful to push deposits to other banks that count as direct deposits for bonuses.

Direct Deposit Data Points 1

Community-reported results for what triggers a qualifying direct deposit at OnePay.

2 total

View all direct deposit data points across every bank →

Account Details

Monthly feeNo monthly fee
Min. hold period60 days

No minimum hold. Keep the account open for 60 days to avoid issues.

Credit inquiryNo credit pull
ChexSystemsNo. Banking history is not checked for this account.
AvailabilityNationwide

Eligibility

Minimum age18+
Existing customersNot eligible

OnePay is useful to push deposits to other accounts that count as direct deposits for bonuses.

Can You Earn This Bonus Again?

Can rechurnNo

Fine Print

Receive $500 in direct deposits in a calendar month.

Taxable income · Reported on 1099-INT

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We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. Learn more