OnePay

OnePay Checking

This bank doesn't currently have an active bonus. Here's its offer history.

$50Mar 6, 2026 – Jul 25, 2026Expired

Direct Deposit Data Points 16

16 community reports across 7 transfer sources, showing what triggers a qualifying direct deposit at OnePay.

View all OnePay direct deposit data points →

Account Details

Monthly feeNo monthly fee

Min. hold period60 days

No minimum hold. Keep the account open for 60 days to avoid issues.

Credit inquiryNo credit pull

ChexSystemsThe bank does not publish whether it screens banking history. Ask before you apply.

AvailabilityNationwide

Eligibility

Minimum age18+

Existing customersNot eligible

OnePay is useful to push deposits to other accounts that count as direct deposits for bonuses.

Can You Earn This Bonus Again?

Can rechurnNo

What is a hold period?

The minimum time you must keep your balance in an account before the bonus is paid out.

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Do Bank Bonuses Show Up on a 1099-INT?

Yes. Bank bonuses are taxable income. Once you earn $10 or more from a single bank in a calendar year, the bank sends a 1099-INT and you report it as ordinary income on your tax return.