Verve, A Credit Union Checking $600 Bonus

1. 1

   Open an account

   Open a new Verve checking account and a $5 Membership Share savings account between July 1 and December 31, 2026. Essential Checking has no monthly fee.

2. 2

   Receive $1,000 in direct deposits

   Receive qualifying ACH direct deposits totaling at least $1,000 into the new checking account within your first two full calendar months. This earns the $200 opening bonus.

3. 3

   Hold $10,000 for 3 months (optional)

   Optional second $200. Keep an average monthly balance of at least $10,000 across your Verve checking, savings, money market, certificate, IRA, and HSA accounts for your first three full calendar months.

4. 4

   Hold $10,000 for 12 months (optional)

   Optional third $200. Keep the $10,000 average monthly balance going through your first twelve full calendar months.

The $200 opening bonus is paid within 30 days after the end of your first two full calendar months. The balance bonuses pay within 30 days after the three-month and twelve-month periods end.

Account Details

Eligibility

Tips & Gotchas

• →The realistic bonus for most people is $200. That tier only needs $1,000 in direct deposits over two full calendar months, with no debit spending and no balance requirement.
• →Anyone in the country can join. Select American Consumer Council as your eligibility option during the application. ACC membership is free and there is no separate application.
• →The two-month clock counts full calendar months, so opening near the start of a month gives you the most time.
• →Pick Essential Checking if you do not want a monthly fee. Optimum has a $15 fee and Premier a $5 fee unless you keep a qualifying balance or hold a Verve credit card.
• →You are not eligible if you had a Verve checking or Membership Share account in the past 18 months.

Can You Earn This Bonus Again?

Fine Print

Only one bonus offer available per person. Bonus only available to new members who have not had a Verve Checking or Membership Share account within the past 18 months. You must be eligible and qualify for membership at Verve, a Credit Union, and purchase and maintain one required share at par value of $5.00 in a savings account. $200 Opening Bonus: open a checking account and complete qualifying ACH direct deposits into checking totaling at least $1,000 within two full calendar months of account opening. $200 Three Month Balance Bonus: maintain an average monthly balance of at least $10,000 in qualifying deposit accounts (checking, savings, money markets, certificates, IRAs, and HSAs) for the first three full calendar months. $200 Twelve Month Balance Bonus: maintain that average monthly balance through 12 full calendar months. Payment is made within 30 days following the end of each qualification period. The Verve checking account must be open and in good standing at time of payment. Bonus payment is considered interest and reported on IRS form 1099-INT. Offer valid for accounts opened from July 1, 2026 to December 31, 2026.

Taxable income · Reported on 1099-INT

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