PNC Bank
PNC Bank Virtual Wallet $100 Bonus
Bonus amount
$100
Expires
May 28, 2026
Time to complete
~60 days
Bonus deposited in
~90 days
Difficulty
Easy
Requirements
Last verified: Mar 21, 2026
Open an account
Open your new account using the offer link before the offer expires.
Set up direct deposit
Set up qualifying direct deposits totaling $500 or more within 60 days of account opening.
Reward credited 60–90 days after all conditions have been met (per offer disclosures).
Direct Deposit Data Points 4
Community-reported results for what triggers a qualifying direct deposit at PNC Bank.
Account Details
- $500 or more in qualifying monthly direct deposits
- $500 average monthly balance
- Account owner is 62 or older
Must keep open for 6 months to avoid early closure fee.
Eligibility
Cannot have a PNC checking account or have closed one in the past 90 days.
Rechurnable?
Fine Print
Must keep your checking account open, in good standing, and have a balance of at least $0.01.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
What is a fee waiver?
A condition you can meet to have the monthly maintenance fee on an account waived.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.