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TD Bank

TD Bank Complete Checking $200 Bonus

Bonus amount

$200

Expires

Apr 30, 2026

Time to complete

~60 days

Bonus deposited in

~180 days

Difficulty

Easy

Requirements

Last verified: Mar 21, 2026

Open an account

Open your new account using the offer link before the offer expires.

Set up direct deposit

Make a direct deposit of $500 within the first 60 days of opening a checking account.

Paid after requirements are met.

Account Details

Monthly fee$15/month
Fee waiver
  • $500 or more in direct deposits within a statement cycle
  • $500 minimum daily balance
  • Primary account holder is aged 17-23
Min. hold period180 days

Account must remain open for at least 6 months.

Credit inquirySoft pull only
ChexSystemsSensitive (may deny negative history)
AvailabilitySelect states (CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT)

Eligibility

Minimum age18+
Existing customersNot eligible

Cannot have an existing TD Bank personal checking account or have closed one within the preceding 12 months.

Rechurnable?

Can rechurnYes
Cooldown365 days
NotesClose your account, wait 12 months, then reapply.

Fine Print

Normal 1099-INT rules apply.

Taxable income · Reported on 1099-INT

Related Articles

What is a direct deposit?

An electronic payment sent directly into your bank account, usually from an employer or government.

Read →

What is a fee waiver?

A condition you can meet to have the monthly maintenance fee on an account waived.

Read →

What is a hold period?

The minimum time you must keep your balance in an account before the bonus is paid out.

Read →
← Back to BonusesOpen Account at TD Bank →We may earn a commission if you open an account through this link. This doesn't affect our recommendations. Learn more