Associated Bank
Associated Bank Associated Checking $300 – $600 Bonus
Bonus range
$300 – $600
Expires
Apr 30, 2026
Time to complete
~120 days
Bonus deposited in
~120 days
Difficulty
Medium
Requirements
Last verified: Mar 21, 2026
$300 Tier
Open account
Open a new Associated Bank personal checking account.
Direct deposit $500
Receive direct deposits totaling $500 or more within 90 days of account opening.
Deposit $1k
Deposit at least $1,000 within 30 days of account opening to qualify for the $300 bonus tier.
Maintain balance
Maintain an average daily balance of at least $1,000 from days 31–90.
$400 Tier
Open account
Open a new Associated Bank personal checking account.
Direct deposit $500
Receive direct deposits totaling $500 or more within 90 days of account opening.
Deposit $5k
Deposit at least $5,000 within 30 days of account opening to qualify for the $400 bonus tier.
Maintain balance
Maintain an average daily balance of at least $5,000 from days 31–90.
$600 Tier
Open account
Open a new Associated Bank personal checking account.
Direct deposit $500
Receive direct deposits totaling $500 or more within 90 days of account opening.
Deposit $10k
Deposit at least $10,000 within 30 days of account opening to qualify for the $600 bonus tier.
Maintain balance
Maintain an average daily balance of at least $10,000 from days 31–90.
Bonus is credited within 120 days after meeting all requirements.
Tips & Gotchas
- →To earn the full bonus, you must keep the account open and in good standing for at least 120 days.
- →Offer available only to new Associated Bank checking customers who have not received a personal checking bonus in the past 12 months.
Direct Deposit Data Points 2
Community-reported results for what triggers a qualifying direct deposit at Associated Bank.
Payout DP: Novo works as DD. You can verify your DD works if you see the two-days early message on the deposit. "Early P…
by Gadget 🕵️♂️ Bank Bonus Geek 🔗
Payout DP: Novo works as DD. You can verify your DD works if you see the two-days early message on the deposit. "Early P…
by Gadget 🕵️♂️ Bank Bonus Geek 🔗
Account Details
- $10,000 combined deposit balances or linked HSA/investment accounts to waive monthly fees on Balanced Checking or Choice Checking
Receive direct deposits totaling $500 within 90 days and maintain your balance from days 31-90. Account must remain open for 120 days.
Eligibility
Cannot have had an Associated Bank personal checking account in the last 12 months.
Rechurnable?
Fine Print
Offer available to residents of IA, IL, IN, KS, MI, MN, MO, OH, and WI. You must open a new personal checking account and receive $500 in direct deposits within 90 days. Then deposit at least $1,000/$5,000/$10,000 within 30 days and maintain that balance for days 31–90 to earn $300/$400/$600. Bonus credited within 120 days of opening. Only one bonus per customer. Balanced and Choice Checking accounts may have monthly fees unless you maintain qualifying balances.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
What is an early termination fee?
A penalty charged if you close a bank account too soon after opening it.