Community First Credit Union
Community First Credit Union Free Checking $200 Bonus
Community First Credit Union pays you $200 when you open a checking account with promo code FREECHECK, make $1,000 in deposits, and complete 10 debit card transactions within 90 days. The reward posts on day 91 to 97. Available in Florida. No monthly fee.
- Bonus amount
- $200
- Time to complete
- ~90 days
- Bonus deposited in
- ~97 days
- Difficulty
- Easy
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Requirements
Last verified: Aug 24, 2026
Open account
Open a new Community First Credit Union checking account online using promo code FREECHECK. Just $5 to open.
Deposit $1,000
Make deposits totaling at least $1,000 that post within the first 90 days of account opening.
10 debit transactions
Complete at least 10 qualifying debit card transactions that post within the first 90 days of account opening.
Keep account open
Keep your account open and in good standing with a balance of at least $0.01 until the reward is deposited on day 91 to 97 from account opening.
The $200 is deposited to your account on day 91 to 97 after account opening once requirements are met.
Account Details
Keep the account open for at least 90 days to avoid forfeiting the bonus.
Eligibility
Must be a new Community First Credit Union member and checking customer.
- Membership required; must live, work, worship or attend school in eligible Florida counties or be an immediate family member of an existing member.
Tips & Gotchas
- →Use promo code FREECHECK when you apply online. Applying in a branch requires mentioning the offer at account opening.
- →No direct deposit is required. Any deposits totaling $1,000 within 90 days satisfy the deposit requirement.
- →This is the credit union's standing offer with no published end date, so there is no deadline pressure, but the terms can change at any time.
- →Membership is limited to eligible Florida counties. A $5 share deposit establishes membership.
- →Not available if you already hold a Community First checking account or have closed one previously.
Can You Earn This Bonus Again?
Fine Print
Earn $200 for opening your first Community First checking account, completing deposits totaling $1,000 or more that post within the first 90 days of account opening, and making 10 or more qualifying debit card transactions that post within 90 days of account opening. The $200 bonus is credited on or around day 91-97 of account opening. When applying online you must use code FREECHECK; when applying in person you must mention the offer at account opening. Promotion is applicable once per checking account and per member. Members with an existing Community First personal checking account, or who have previously closed one, are not eligible. The new account must remain open and in good standing with a balance of at least $0.01 until the reward is deposited. All offers may end at any time without notice. Membership eligibility required.
Taxable income · Reported on 1099-INT
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