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Community First Credit Union

Community First Credit Union Free Checking $200 Bonus

Community First Credit Union pays you $200 when you open a checking account, make a $1,000 deposit, and complete 10 debit card transactions within 60 days. Available in Florida. Membership is open to Florida residents and select employer groups. No monthly fee.

Bonus amount
$200
Time to complete
~90 days
Bonus deposited in
~97 days
Difficulty
Easy

Requirements

Last verified: May 5, 2026

  1. Open account

    Open a new Community First Credit Union Free Checking account using promo code FREECHECK.

  2. Deposit $1,000

    Complete deposits totaling $1,000 or more within the first 90 days.

  3. 10 debit transactions

    Make at least 10 debit card transactions within the first 90 days.

  4. Keep account open

    Keep your account open and in good standing for at least 90 days to receive the bonus.

Bonus is paid between 91 and 97 days after account opening once requirements are met.

Tips & Gotchas

  • Must be a new member of Community First Credit Union; membership eligibility applies.
  • Ensure you deposit at least $1,000 and make 10 debit purchases within 90 days to qualify.

Account Details

Monthly feeNo monthly fee
Min. hold period90 days

Keep the account open for at least 90 days to avoid forfeiting the bonus.

Credit inquirySoft pull only
ChexSystemsYes. May deny applicants with negative banking history.
AvailabilitySelect states (FL)

Eligibility

Minimum age18+
Existing customersNot eligible

Must be a new Community First Credit Union member and checking customer.

Other restrictions
  • Membership required; must live, work, worship or attend school in eligible Florida counties or be an immediate family member of an existing member.

Can You Earn This Bonus Again?

Can rechurnNo

Fine Print

Eligibility limited to Florida residents who meet Community First Credit Union membership requirements. A $5 share deposit is required to open your account. Bonus is paid between day 91 and day 97 after you meet deposit and debit transaction requirements.

Taxable income · Reported on 1099-INT

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We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. Learn more