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Last updated: March 30, 2026

Best Bank Bonuses: March 2026

These are the best checking and savings account bonuses available right now. Updated monthly. No investing, no market exposure. The bank pays you when you open an account.

We may earn a commission if you open an account through our links. This doesn't affect our reviews or recommendations. See how we make money

1

Huntington Bank

Hard

Platinum Perks Checking

Deposit $25,000 or more in new money within 90 days of account opening.

$600
2

Associated Bank

Medium

Associated Checking

Receive direct deposits totaling $500 or more within 90 days of account opening.

$300 – $600
3

Bank of America

Medium

Advantage Plus Banking

Receive $2,000 or more in total qualifying direct deposits within 90 days of opening to earn the $100 bonus.

$100 – $500
4

Chase

Easy

Total Checking

Make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.

$400
5

Regions Bank

Medium

LifeGreen Checking

Receive at least $1,000 in qualifying direct deposits within 90 days of account opening.

$400
6

SoFi

Easy

Checking & Savings

Receive direct deposits totaling $1000 or more. After your first Eligible Direct Deposit posts, SoFi totals Eligible Direct Deposits received over the next 25 calendar days. P2P transfers and external ACH transfers are not eligible.

$50 – $400
7

Huntington Bank

Easy

Perks Checking

Set up and receive qualifying direct deposits, such as payroll or government payment like social security, totaling $500 or more within 90 days of account opening.

$400
8

BMO

Medium

Smart Advantage Checking

Receive qualifying direct deposits totaling $4,000 within 90 days of account opening.

$400
9

Truist

Medium

One Checking

Receive at least two qualifying direct deposits totaling $2,000 or more within 120 days of account opening.

$400
10

Addition Financial Credit Union

Easy

Benefits Checking

Receive $2,000 or more in qualifying direct deposits within 90 days of opening the Benefits Checking account.

$400
11

M&T Bank

Medium

MyChoice Premium Checking

Receive at least $1,000 in qualifying direct deposits within 90 days of account opening.

$350
12

Chime

Easy

Checking

Receive a qualifying direct deposit of $200 or more within 30 days of opening your account.

$100 – $350
13

Citi

Medium

Enhanced Direct Deposit Checking

Receive at least two enhanced direct deposits totaling $3,000 or more within 90 days of opening.

$325
14

TD Bank

Medium

Beyond Checking

Make a direct deposit of $2,500 within the first 60 days of opening a checking account.

$300
15

PSECU

Medium

Checking & Savings Bundle

Receive two qualifying payroll direct deposits of $500 or more each within 100 days of membership establishment.

$300
16

Credit Human Federal Credit Union

Medium

Personal Checking

Make at least 10 debit card purchases of $10 or more within 90 days.

$300
17

USAA Bank

Easy

Classic Checking

Receive a qualifying direct deposit of $500 or more within 90 days of account opening.

$300
18

Capital One

Easy

360 Checking

Use promo code CHECKING250 and receive 2 direct deposits of $500+ each within 75 days.

$250
19

Shell Federal Credit Union

Easy

Checking

Enroll in eStatements and online or mobile banking within 90 days of account opening.

$250
20

Chase

Medium

Savings

Deposit $15,000 or more in new money within 30 days of coupon enrollment.

$200
21

Community First Credit Union

Easy

Free Checking

Complete deposits totaling $1,000 or more within the first 90 days.

$200
22

Horizon Credit Union

Easy

Buckaroo Bonus Checking

Deposit at least $250 into your new account within 5 business days.

$200
23

WEOKIE Federal Credit Union

Easy

Ultimate Checking with BaZing

Make the $20 minimum opening deposit when you open your account.

$200
24

TD Bank

Easy

Complete Checking

Make a direct deposit of $500 within the first 60 days of opening a checking account.

$200
25

Current

Easy

Checking Account

Receive a payroll direct deposit of $200 or more within 45 days of account opening.

$100
26

OnePay

Easy

Checking

Receive direct deposits totaling $500 or more in a calendar month within 45 days of opening the account.

$50
27

TBK Bank

Hard

Launch Checking

Receive at least 3 direct deposits totaling $1,500 or more during the 120-day bonus period.

$50

How Bank Bonuses Work

Banks pay you a cash bonus when you open a new account and meet simple requirements, usually setting up a direct deposit. It is a marketing expense for the bank. They spend money to acquire you as a customer instead of spending it on ads.

Most bonuses take a few weeks to complete and a few more weeks to pay out. Your money stays in a normal bank account the entire time. No investing, no market exposure. Learn more about why banks give out free money, what counts as a direct deposit, and how churning works.

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Browse every active bank bonus with requirements, timelines, and community-reported direct deposit data. Updated when offers change.

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