Last updated: March 12, 2026
Best Bank Bonuses: March 2026
These are the best checking and savings account bonuses available right now. Updated monthly. No investing, no market exposure. The bank pays you when you open an account.
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Huntington Bank
HardPlatinum Perks Checking
Deposit $25,000 or more in new money within 90 days of account opening.
Associated Bank
MediumAssociated Checking
Receive direct deposits totaling $500 or more within 90 days of account opening.
KeyBank
HardKey Select Checking
Make the $50 minimum opening deposit and a total of $5,000 or more in eligible direct deposits within 90 days of account opening.
Bank of America
MediumAdvantage Plus Banking
Receive $2,000 or more in total qualifying direct deposits within 90 days of opening to earn the $100 bonus.
U.S. Bank
MediumSmartly Checking
Deposit $25 within 30 days of account opening.
Simmons Bank
MediumSimmons Checking
Receive at least $1,000 in qualifying direct deposits each statement cycle for up to three cycles to earn $150 per cycle (up to $450 total).
Santander Bank
MediumSimply Right Checking
Receive at least $5,000 in cumulative qualifying direct deposits within 90 days of account opening.
Huntington Bank
EasyPerks Checking
Set up and receive qualifying direct deposits, such as payroll or government payment like social security, totaling $500 or more within 90 days of account opening.
BMO
MediumSmart Advantage Checking
Receive qualifying direct deposits totaling $4,000 within 90 days of account opening.
Truist
MediumOne Checking
Receive at least two qualifying direct deposits totaling $2,000 or more within 120 days of account opening.
SoFi
EasyChecking & Savings
Receive direct deposits totaling $1000 or more. After your first Eligible Direct Deposit posts, SoFi totals Eligible Direct Deposits received over the next 25 calendar days. P2P transfers and external ACH transfers are not eligible.
PNC Bank
MediumVirtual Wallet with Performance Select
Establish total qualifying direct deposits of $5,000 in the first 60 days.
Chase
EasyTotal Checking
Make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
Wells Fargo
EasyEveryday Checking
Receive $1,000 or more in qualifying direct deposits within 90 days of account opening.
M&T Bank
MediumMyChoice Premium Checking
Receive at least $1,000 in qualifying direct deposits within 90 days of account opening.
Fifth Third Bank
EasyMomentum® Checking
Open a new checking account with Fifth Third using the offer code by March 31, 2026.
Citibank
MediumEnhanced Direct Deposit Checking
Receive at least two enhanced direct deposits totaling $3,000 or more within 90 days of opening.
SoFi
EasyChecking & Savings via Swagbucks
Receive a direct deposit of $400 or more as your first deposit within 45 days of account opening.
KeyBank
MediumKey Smart Checking
Make the $10 minimum opening deposit and make a total of $2,000 or more in eligible direct deposits within 90 days of account opening.
TD Bank
MediumBeyond Checking
Make a direct deposit of $2,500 within the first 60 days of opening a checking account.
PSECU
MediumChecking & Savings Bundle
Receive two qualifying payroll direct deposits of $500 or more each within 100 days of membership establishment.
Credit Human Federal Credit Union
MediumPersonal Checking
Make at least 10 debit card purchases of $10 or more within 90 days.
Regions Bank
MediumLifeGreen Checking
Receive at least $1,000 in qualifying direct deposits within 60 days of account opening.
Capital One
Medium360 Checking (Debit Bonus)
Use promo code DEBIT250 and complete 20 debit card transactions of $10+ each within 75 days.
Capital One
Easy360 Checking
Use promo code CHECKING250 and receive 2 direct deposits of $500+ each within 75 days.
Shell Federal Credit Union
EasyChecking
Enroll in eStatements and online or mobile banking within 90 days of account opening.
Community First Credit Union
EasyFree Checking
Complete deposits totaling $1,000 or more within the first 90 days.
Horizon Credit Union
EasyBuckaroo Bonus Checking
Deposit at least $250 into your new account within 5 business days.
WEOKIE Federal Credit Union
EasyUltimate Checking with BaZing
Make at least 20 qualifying debit card purchases within 45 days of opening.
TD Bank
EasyComplete Checking
Make a direct deposit of $500 within the first 60 days of opening a checking account.
Barclays
HardSelect Savings (AARP Digital Banking)
Deposit at least $25,000 in new funds within 30 days of account opening.
Live Oak Bank
HardPersonal Savings
Deposit at least $20,000 by March 31 2026.
Wells Fargo
EasyClear Access Banking
Make 10+ qualifying posted transactions within 60 days of account opening.
Chase
EasySecure Banking
Complete at least 10 qualifying transactions within 60 days of coupon enrollment. Qualifying Transactions include debit card purchases, Zelle, ACH credits, Chase Quick Deposit, and Bill Pay Transactions.
Current
EasyChecking Account
Receive a payroll direct deposit of $200 or more within 45 days of account opening.
Affinity Federal Credit Union
EasyCash Back Debit
Establish recurring direct deposits totaling $500 or more in a calendar month within 60 days of opening.
PNC Bank
EasyVirtual Wallet
Set up qualifying direct deposits totaling $500 or more within 60 days of account opening.
Chime
EasyChecking Account
Deposit $200 or more from a paycheck within 45 days of opening.
TBK Bank
HardLaunch Checking
Receive at least 3 direct deposits totaling $1,500 or more during the 120-day bonus period.
OnePay
EasyChecking
Receive direct deposits totaling $500 or more in a calendar month within 45 days of opening the account.
How Bank Bonuses Work
Banks pay you a cash bonus when you open a new account and meet simple requirements, usually setting up a direct deposit. It is a marketing expense for the bank. They spend money to acquire you as a customer instead of spending it on ads.
Most bonuses take a few weeks to complete and a few more weeks to pay out. Your money stays in a normal bank account the entire time. No investing, no market exposure. Learn more about why banks give out free money, what counts as a direct deposit, and how churning works.
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