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Last updated: March 12, 2026

Best Bank Bonuses: March 2026

These are the best checking and savings account bonuses available right now. Updated monthly. No investing, no market exposure. The bank pays you when you open an account.

We may earn a commission if you open an account through our links. This doesn't affect our reviews or recommendations. See how we make money

1

Huntington Bank

Hard

Platinum Perks Checking

Deposit $25,000 or more in new money within 90 days of account opening.

$600
2

Associated Bank

Medium

Associated Checking

Receive direct deposits totaling $500 or more within 90 days of account opening.

$300 – $600
3

KeyBank

Hard

Key Select Checking

Make the $50 minimum opening deposit and a total of $5,000 or more in eligible direct deposits within 90 days of account opening.

$500
4

Bank of America

Medium

Advantage Plus Banking

Receive $2,000 or more in total qualifying direct deposits within 90 days of opening to earn the $100 bonus.

$100 – $500
5

U.S. Bank

Medium

Smartly Checking

Deposit $25 within 30 days of account opening.

$250 – $450
6

Simmons Bank

Medium

Simmons Checking

Receive at least $1,000 in qualifying direct deposits each statement cycle for up to three cycles to earn $150 per cycle (up to $450 total).

$450
7

Santander Bank

Medium

Simply Right Checking

Receive at least $5,000 in cumulative qualifying direct deposits within 90 days of account opening.

$400
8

Huntington Bank

Easy

Perks Checking

Set up and receive qualifying direct deposits, such as payroll or government payment like social security, totaling $500 or more within 90 days of account opening.

$400
9

BMO

Medium

Smart Advantage Checking

Receive qualifying direct deposits totaling $4,000 within 90 days of account opening.

$400
10

Truist

Medium

One Checking

Receive at least two qualifying direct deposits totaling $2,000 or more within 120 days of account opening.

$400
11

SoFi

Easy

Checking & Savings

Receive direct deposits totaling $1000 or more. After your first Eligible Direct Deposit posts, SoFi totals Eligible Direct Deposits received over the next 25 calendar days. P2P transfers and external ACH transfers are not eligible.

$50 – $400
12

PNC Bank

Medium

Virtual Wallet with Performance Select

Establish total qualifying direct deposits of $5,000 in the first 60 days.

$400
13

Chase

Easy

Total Checking

Make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.

$400
14

Wells Fargo

Easy

Everyday Checking

Receive $1,000 or more in qualifying direct deposits within 90 days of account opening.

$400
15

M&T Bank

Medium

MyChoice Premium Checking

Receive at least $1,000 in qualifying direct deposits within 90 days of account opening.

$350
16

Fifth Third Bank

Easy

Momentum® Checking

Open a new checking account with Fifth Third using the offer code by March 31, 2026.

$350
17

Citibank

Medium

Enhanced Direct Deposit Checking

Receive at least two enhanced direct deposits totaling $3,000 or more within 90 days of opening.

$325
18

SoFi

Easy

Checking & Savings via Swagbucks

Receive a direct deposit of $400 or more as your first deposit within 45 days of account opening.

$315
19

KeyBank

Medium

Key Smart Checking

Make the $10 minimum opening deposit and make a total of $2,000 or more in eligible direct deposits within 90 days of account opening.

$300
20

TD Bank

Medium

Beyond Checking

Make a direct deposit of $2,500 within the first 60 days of opening a checking account.

$300
21

PSECU

Medium

Checking & Savings Bundle

Receive two qualifying payroll direct deposits of $500 or more each within 100 days of membership establishment.

$300
22

Credit Human Federal Credit Union

Medium

Personal Checking

Make at least 10 debit card purchases of $10 or more within 90 days.

$300
23

Regions Bank

Medium

LifeGreen Checking

Receive at least $1,000 in qualifying direct deposits within 60 days of account opening.

$300
24

Capital One

Medium

360 Checking (Debit Bonus)

Use promo code DEBIT250 and complete 20 debit card transactions of $10+ each within 75 days.

$250
25

Capital One

Easy

360 Checking

Use promo code CHECKING250 and receive 2 direct deposits of $500+ each within 75 days.

$250
26

Shell Federal Credit Union

Easy

Checking

Enroll in eStatements and online or mobile banking within 90 days of account opening.

$250
27

Community First Credit Union

Easy

Free Checking

Complete deposits totaling $1,000 or more within the first 90 days.

$200
28

Horizon Credit Union

Easy

Buckaroo Bonus Checking

Deposit at least $250 into your new account within 5 business days.

$200
29

WEOKIE Federal Credit Union

Easy

Ultimate Checking with BaZing

Make at least 20 qualifying debit card purchases within 45 days of opening.

$200
30

TD Bank

Easy

Complete Checking

Make a direct deposit of $500 within the first 60 days of opening a checking account.

$200
31

Barclays

Hard

Select Savings (AARP Digital Banking)

Deposit at least $25,000 in new funds within 30 days of account opening.

$200
32

Live Oak Bank

Hard

Personal Savings

Deposit at least $20,000 by March 31 2026.

$200
33

Wells Fargo

Easy

Clear Access Banking

Make 10+ qualifying posted transactions within 60 days of account opening.

$125
34

Chase

Easy

Secure Banking

Complete at least 10 qualifying transactions within 60 days of coupon enrollment. Qualifying Transactions include debit card purchases, Zelle, ACH credits, Chase Quick Deposit, and Bill Pay Transactions.

$125
35

Current

Easy

Checking Account

Receive a payroll direct deposit of $200 or more within 45 days of account opening.

$100
36

Affinity Federal Credit Union

Easy

Cash Back Debit

Establish recurring direct deposits totaling $500 or more in a calendar month within 60 days of opening.

$100
37

PNC Bank

Easy

Virtual Wallet

Set up qualifying direct deposits totaling $500 or more within 60 days of account opening.

$100
38

Chime

Easy

Checking Account

Deposit $200 or more from a paycheck within 45 days of opening.

$100
39

TBK Bank

Hard

Launch Checking

Receive at least 3 direct deposits totaling $1,500 or more during the 120-day bonus period.

$50
40

OnePay

Easy

Checking

Receive direct deposits totaling $500 or more in a calendar month within 45 days of opening the account.

$50

How Bank Bonuses Work

Banks pay you a cash bonus when you open a new account and meet simple requirements, usually setting up a direct deposit. It is a marketing expense for the bank. They spend money to acquire you as a customer instead of spending it on ads.

Most bonuses take a few weeks to complete and a few more weeks to pay out. Your money stays in a normal bank account the entire time. No investing, no market exposure. Learn more about why banks give out free money, what counts as a direct deposit, and how churning works.

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