Barclays
Barclays Tiered Savings $200 Bonus
Barclays pays you $200 when you open a Tiered Savings account through October 31, 2026, deposit at least $25,000 within 30 days, and keep the balance at $25,000 or more for 120 consecutive days. The bonus posts about 60 days after the hold period ends. There is no monthly fee and the balance earns 3.50% APY while you wait.
- Bonus amount
- $200
- Expires
- Oct 31, 2026
- Time to complete
- ~150 days
- Bonus deposited in
- ~210 days
- Difficulty
- Hard
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Requirements
Last verified: Oct 8, 2026
Open an account
Open a new Barclays Tiered Savings account through October 31, 2026. There is no minimum deposit to open.
Deposit $25,000 in new funds
Fund the account with at least $25,000 within the first 30 days of opening. Multiple deposits from other banks are fine as long as they all arrive within the 30 days.
Hold $25,000 for 120 days
Maintain a balance of at least $25,000 for 120 consecutive days. The clock starts once the $25,000 is deposited.
The $200 is added to the account approximately 60 days after you maintain the $25,000 balance for 120 consecutive days.
Account Details
The $25,000 balance must stay in the account for 120 consecutive days to earn the bonus.
Eligibility
Current and previous Barclays customers with a Savings account or CD are not eligible for the bonus.
Tips & Gotchas
- →A withdrawal that drops the balance below $25,000 can cost you the bonus, so leave the full amount parked for the whole 120 days.
- →The account earns 3.50% APY at the $25,000 balance this offer requires, on top of the $200. The advertised 3.65% rate only applies to balances of $250,000 and up.
- →Current and previous Barclays savings or CD customers are not eligible. This includes the old AARP savings offers.
- →No direct deposit is required at any point.
Can You Earn This Bonus Again?
Fine Print
Open a new Barclays Tiered Savings account through October 31, 2026, fund it with at least $25,000 within the first 30 days, and maintain at least $25,000 for 120 consecutive days. The $200 bonus is added approximately 60 days after the 120-day hold. New Barclays Tiered Savings customers only; current and previous Barclays customers with a Savings account or CD are not eligible. The bonus is treated as interest and may be reported on Form 1099-INT.
Taxable income · Reported on 1099-INT
Related Articles
What is a high-yield savings account (HYSA)?
A savings account that pays a significantly higher interest rate than a standard savings account.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
What is APY (Annual Percentage Yield)?
The annual interest rate on a savings account, expressed as a percentage of your balance with compounding included. On savings accounts we track, APYs currently range from 0.01% at big traditional banks to 4.25% at the best online accounts.
Also see: this month's best bank bonuses and community DD data points.
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