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Live Oak Bank

Live Oak Bank Personal Savings

This bank doesn't currently have an active bonus. Here's its offer history.

$200Mar 12, 2026 – Mar 31, 2026Expired

Community Data Points

We don't have direct deposit reports for this account yet. What we do have: 30 community reports on how long the bonus took to post, and the most recent ones average about 64 days.

See Live Oak Bank Savings payout timelines

Account Details

Monthly feeNo monthly fee
APY3.8%
Min. hold period90 days

Fund the account with at least $20,000 by 03/31/2026 and maintain that balance for 60 days.

Credit inquiryNo credit pull
ChexSystemsThe bank does not publish whether it screens banking history. Ask before you apply.
AvailabilityNationwide

Eligibility

Minimum age18+
Existing customersNot eligible

New Live Oak personal savings customers only.

Can You Earn This Bonus Again?

Can rechurnNo
NotesLimit of one bonus per customer.

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