Live Oak Bank
Live Oak Bank Personal Savings $200 Bonus
Bonus amount
$200
Expires
Mar 31, 2026
Time to complete
~60 days
Bonus deposited in
~45 days
Difficulty
Hard
Requirements
Last verified: Mar 21, 2026
Open account
Open a new Live Oak personal savings account.
Deposit $20k
Deposit at least $20,000 by March 31 2026.
Maintain balance
Maintain a minimum balance of $20,000 for 60 days.
Bonus is paid within 45 days after you maintain a $20,000 balance for 60 days.
Tips & Gotchas
- →There are no monthly fees. Funds must be new money; transfers from existing Live Oak accounts may not qualify.
Account Details
Fund the account with at least $20,000 by 03/31/2026 and maintain that balance for 60 days.
Eligibility
New Live Oak personal savings customers only.
Rechurnable?
Fine Print
Offer available nationwide. Limit one bonus per customer. Bonus reported as interest income.
Taxable income · Reported on 1099-INT
Related Articles
What is a high-yield savings account (HYSA)?
A savings account that pays a significantly higher interest rate than a standard savings account.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
What is an early termination fee?
A penalty charged if you close a bank account too soon after opening it.