Barclays
Barclays Select Savings (AARP Digital Banking) $400 Bonus
Barclays pays $400 when you open a Select Savings account through AARP Digital Banking by October 31, 2026, deposit $40,000 within 30 days and hold it for 120 consecutive days. The account pays 4.00% APY on all balance tiers and has no monthly fee. An AARP membership number is required. Available nationwide.
- Bonus amount
- $400
- Expires
- Oct 31, 2026
- Time to complete
- ~150 days
- Bonus deposited in
- ~210 days
- Difficulty
- Hard
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Requirements
Last verified: Oct 8, 2026
Open an account
Open your new account using the offer link before the offer expires.
Deposit $40,000
Fund the new Select Savings account with at least $40,000 within 30 days of opening. You can make multiple deposits from other institutions, all within the 30 days.
Hold $40,000 for 120 days
Maintain a balance of at least $40,000 for 120 consecutive days.
Barclays adds the $400 to your account in approximately 60 days after you maintain the $40,000 balance for 120 consecutive days.
Account Details
Eligibility
Requires an AARP membership number; must be a new Select Savings customer for the bonus.
Tips & Gotchas
- →You need a current AARP membership number to open the account.
- →The $40,000 has to be in the account within 30 days and stay at or above $40,000 for 120 consecutive days. Withdrawals can disqualify you.
- →The bonus is treated as interest, so expect a Form 1099-INT.
- →Barclays pays 4.00% APY on all balance tiers on the same page, so the balance also earns interest while it sits.
Can You Earn This Bonus Again?
Fine Print
To qualify you must be a new Select Savings from Barclays customer, open an account through 10/31/2026, fund it with at least $40,000 within the first 30 days, and maintain at least $40,000 for 120 consecutive days. The $400 bonus is added in approximately 60 days after the 120 days. The bonus is treated as interest for tax purposes and may be reported on Form 1099-INT.
Taxable income · Reported on 1099-INT
Related Articles
What is a high-yield savings account (HYSA)?
A savings account that pays a significantly higher interest rate than a standard savings account.
What is a minimum balance?
The amount you must keep in an account to avoid fees or qualify for a bonus.
What is APY (Annual Percentage Yield)?
The annual interest rate on a savings account, expressed as a percentage of your balance with compounding included. On savings accounts we track, APYs currently range from 0.01% at big traditional banks to 4.25% at the best online accounts.
Also see: this month's best bank bonuses and community DD data points.
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