Hancock Whitney
Hancock Whitney Freestyle Checking + Freestyle Savings $300 – $600 Bonus
Hancock Whitney pays $300 when you open a Freestyle Checking account with its offer-page promo code and receive $2,000 or more in direct deposits within 90 days. Open Freestyle Savings at the same time, deposit $5,000 within 30 days and keep $5,000 in it for 60 days, and the total is $600. Bonuses arrive within 135 days. Residents of Texas, Louisiana, Mississippi, Alabama and Florida only. Ends February 28, 2027.
- Bonus range
- $300 – $600
- Expires
- Feb 28, 2027
- Time to complete
- ~90 days
- Paid after opening
- ~135 days
- Difficulty
- Easy
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money
Requirements
Last verified: Nov 2, 2026
$300 Tier
Open Freestyle Checking with the promo code
Get a promo code from the offer page form, then open a new Freestyle Checking account online or at a Hancock Whitney financial center by February 28, 2027, using the code and the same email you entered on the form. Residents of Texas, Louisiana, Mississippi, Alabama, or Florida only. $25 minimum opening deposit per account.
$2,000+ in direct deposits within 90 days
Set up and receive qualifying direct deposits totaling $2,000 or more into the checking account within the first 90 days. Qualifying deposits are recurring payroll, pension, Social Security or other government or monthly income; transfers between your own accounts, Zelle, PayPal, Cash App, tax refunds and branch, ATM, mobile or online transfers do not count.
$600 Tier
Open Freestyle Checking and Savings with the promo code
Get a promo code from the offer page form, then open a new Freestyle Checking and a new Freestyle Savings account at the same time online or at a Hancock Whitney financial center by February 28, 2027, using the code and the same email you entered on the form. Residents of Texas, Louisiana, Mississippi, Alabama, or Florida only. $25 minimum opening deposit per account.
$2,000+ in direct deposits within 90 days
Set up and receive qualifying direct deposits totaling $2,000 or more into the checking account within the first 90 days. Qualifying deposits are recurring payroll, pension, Social Security or other government or monthly income; transfers between your own accounts, Zelle, PayPal, Cash App, tax refunds and branch, ATM, mobile or online transfers do not count.
Deposit $5,000 into savings within 30 days
Deposit $5,000 or more into the new Freestyle Savings account within 30 days of opening.
Keep $5,000 in savings for 60 days
Maintain a $5,000 or more minimum daily balance in the savings account for 60 days.
Hancock Whitney pays within 135 days of opening: the checking bonus to checking, the savings bonus and the extra bonus to savings.
Get new bonuses in your inbox
One email a week: new bank bonuses, deadlines about to pass, and fresh community datapoints. Free. No spam, unsubscribe anytime. If nothing changed, we skip the week.
Account Details
- Freestyle Checking: $10 monthly service charge waived with one client-initiated debit or credit transaction per statement cycle, or a primary owner under 18 or 64 and over.
- Freestyle Savings: $5 monthly service charge waived with a $250 minimum daily balance, one client-initiated transaction per statement cycle, or a primary owner under 18 or 64 and over.
Closing the checking account within 180 days costs a $20 closing fee and the bank may take back the bonus. The savings account holds a $20 early-closure charge for the first 180 days.
Eligibility
Existing Hancock Whitney clients qualify if they have no checking account now, have not closed one in the past 90 days, and did not have one closed with a negative balance in the past 3 years.
- Offer valid only to residents of Texas, Louisiana, Mississippi, Alabama, or Florida.
- One consumer checking bonus and one consumer savings bonus per household every 2 calendar years; household lifetime maximum of 2 checking and/or 2 savings bonuses.
- You need the promo code from the offer page form, and the email at account opening must match the one on the form.
Tips & Gotchas
- Get the promo code from the form on the offer page first, and open with the same email address. "Only the person to whom this offer is addressed is eligible," so the code is tied to the email you enter.
- Savings on its own pays $100 ($5,000 deposited within 30 days, kept 60 days). The extra $200 needs both accounts opened at the same time with every requirement met.
- Closing checking within 180 days costs $20 and the bank may take back the bonus. Savings holds a $20 early-closure charge for the first 180 days.
- One client-initiated transaction a month waives the $10 checking and $5 savings fees.
Direct Deposit Data Points 17
17 community reports across 5 transfer sources, showing what triggers a qualifying direct deposit at Hancock Whitney.
How long until the bonus posts? The most recent community reports average about 94 days. See 11 reports on Hancock Whitney Checking payout timelines
Can You Earn This Bonus Again?
Fine Print
Use the required promo code when opening your new checking and/or savings account by the offer expiration date of 2/28/2027. The email given at account opening must match the email address submitted to get the offer promo code. Receive a $300 bonus when you open a Freestyle Checking account and set up and receive a total of $2,000 or more in direct deposits within the first 90 days of opening. Receive a $100 bonus when you open a Freestyle Savings account and deposit $5,000 within 30 days of opening and maintain a $5,000 minimum daily balance for 60 days. Receive an additional $200 bonus when you open both accounts at the same time and meet all requirements. Offer valid only to residents of Texas, Louisiana, Mississippi, Alabama, or Florida. Limit of one consumer savings-related bonus and one consumer checking-related bonus per household every 2 calendar years and a household lifetime maximum of 2 checking and/or 2 savings bonuses. Bonuses may be considered interest and may be reported on IRS Form 1099.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a high-yield savings account (HYSA)?
A savings account that pays a significantly higher interest rate than a standard savings account.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money