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Ally Bank
Ally Bank Savings Account $100 Bonus
Ally Bank pays you $100 when you enroll by December 31, 2026, open a new Savings Account within 30 days of enrolling, and complete a monthly recurring transfer or direct deposit of any amount for 3 months in a row. No direct deposit is required and the account earns 3.00% APY with no monthly fee. Ally pays one welcome bonus per person, so pick either the Savings Account or the Spending Account.
- Bonus amount
- $100
- Expires
- Dec 31, 2026
- Time to complete
- ~100 days
- Bonus deposited in
- ~30 days
- Difficulty
- Easy
Requirements
Last verified: Jul 13, 2026
Enroll and open an account
Enroll with your name and email on the offer page by December 31, 2026, then open a new Ally Bank Savings Account within 30 days of enrolling. Use the same email address for both steps.
Start a monthly recurring transfer
Inside Ally online banking, set up a monthly automated recurring transfer of any amount from an outside bank into your new Savings Account, starting within 30 days of opening. A qualifying direct deposit works instead if you prefer.
Repeat for 3 months in a row
Complete the automated recurring transfer or qualifying direct deposit at least once a month for at least 3 months in a row.
The $100 is deposited within 30 days of your third consecutive monthly recurring transfer or qualifying direct deposit.
Tips & Gotchas
- →Set up the recurring transfer inside Ally online banking. A recurring transfer pushed from your outside bank does not count because Ally cannot see it.
- →Any transfer amount works. Even a few dollars a month qualifies.
- →The email you enroll with must exactly match the email on the Ally account you open, or the bonus will not track.
- →Ally pays one welcome bonus per person. If you open both eligible accounts, you still get one $100 bonus.
- →The account earns 3.00% APY on all balance tiers while you complete the three months.
Account Details
Eligibility
Not eligible if you have, or have had, any Ally Bank deposit account since January 1, 2024, including as a joint owner. Ally Auto and Ally Invest customers without a bank deposit account can still qualify.
Can You Earn This Bonus Again?
Companion Offers
Ally pays one $100 welcome bonus per person. You can earn it on the Savings Account or the Spending Account, not both.
Fine Print
Enroll by December 31, 2026 and open a new Ally Bank Savings Account within 30 days of enrollment using the same email address. Set up a monthly automated recurring transfer of any amount (or a qualifying direct deposit) starting within 30 days of opening, and complete it at least once a month for 3 consecutive months. Not eligible if you have had any Ally Bank deposit account since January 1, 2024. The bonus is treated as interest for tax purposes.
Taxable income · Reported on 1099-INT
Related Articles
What is a high-yield savings account (HYSA)?
A savings account that pays a significantly higher interest rate than a standard savings account.
What is an early termination fee?
A penalty, usually $25 to $50, charged if you close a bank account too soon after opening it. Among accounts we track, BMO and M&T charge $50 and KeyBank and PNC charge $25, while many banks charge nothing at all.
What is APY (Annual Percentage Yield)?
The annual interest rate on a savings account, expressed as a percentage of your balance with compounding included. On accounts we track, APYs currently range from 0.01% at big traditional banks to 4.50% at the best online accounts.
Also see: this month's best bank bonuses and community DD data points.
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