Zing Credit Union
Zing Credit Union Preferred Checking $300 Bonus
Zing Credit Union pays $300 for a new Preferred Checking account opened as a new member with code GENZING by January 31, 2027. Open it with a debit card and receive recurring direct deposits totaling $1,000 or more within 90 days. The bonus lands in your share account within 100 days of opening. Membership takes a $5 share deposit. Colorado, Denver area.
- Bonus amount
- $300
- Expires
- Jan 31, 2027
- Time to complete
- ~45 days
- Paid after opening
- ~100 days
- Difficulty
- Easy
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money
Requirements
Last verified: Nov 9, 2026
Join Zing and open Preferred Checking
Join Zing Credit Union with a $5 share deposit, use promo code GENZING on the online member application, and open a Preferred Checking account with a debit card by January 31, 2027. Membership is for people who live or work in Adams, Arapahoe, Denver or Jefferson County in Colorado, family of a member, or Go West Foundation members.
$1,000 in direct deposits
Receive recurring direct deposits totaling $1,000 or more within 90 days of opening the account.
Zing deposits the $300 to your share account within 100 days of account opening, if the account is open and in good standing at qualification.
Get new bonuses in your inbox
One email a week: new bank bonuses, deadlines about to pass, and fresh community datapoints. Free. No spam, unsubscribe anytime. If nothing changed, we skip the week.
Account Details
The account must be open and in good standing when Zing qualifies you for the bonus, which it deposits to your share account within 100 days of opening.
Eligibility
The bonus is a new member incentive. Zing employees and volunteers are not eligible.
- Membership needs living or working in Adams, Arapahoe, Denver or Jefferson County in Colorado, a family member who is a Zing member, or joining the Go West Foundation.
- A debit or credit card is required to fund the $5 share deposit online.
- Cannot be combined with other offers.
Tips & Gotchas
- Use promo code GENZING on the online application. In a branch, bring the offer. Without the code there is no bonus.
- Open the checking account with a debit card. The offer requires one.
- The Go West Foundation route has its own code, ZING, which skips the fee on that form. That code does not replace GENZING for the bonus.
- The bonus lands in your share account, not checking, within 100 days of opening. Zing's offer page doesn't state a checking monthly fee, so check the fee schedule before you open.
Can You Earn This Bonus Again?
Fine Print
Must be eligible for membership by living or working in Adams, Arapahoe, Denver, or Jefferson Counties, be a family member of a current member, or be a member of the Go West Foundation. Membership share account is required with a minimum $5 opening balance. Must be 18 or older. Must use promo code GENZING on the online member application to qualify. If applying for membership in a branch, please present this offer. Must open a checking account with a debit card and recurring direct deposits totaling $1,000 or more within 90 days. Account must be open and in good standing at the time of qualification to receive $300 new member incentive. $300 new member incentive will be deposited to the share account within 100 days of account opening. May not be combined with other offers. Employees and volunteers of Zing Credit Union are not eligible. Promotional period ends January 31, 2027.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
Do Bank Bonuses Show Up on a 1099-INT?
Yes. Bank bonuses are taxable income. Most banks report them on a 1099-INT once you earn $10 or more from that bank in a calendar year. Some report them on a 1099-MISC instead. Either way, you report the bonus as ordinary income on your tax return.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money