Wings Credit Union
Wings Credit Union Everyday or High Yield Checking $300 – $500 Bonus
Wings Credit Union pays $300, $400 or $500 for a new checking account opened online with promo code CHECKING26 by December 31, 2026. Within 60 days, make 10 card purchases of $5 or more, set up recurring payroll direct deposits totaling $3,000, $4,000 or $5,000, and enroll in digital banking. No monthly fee. Eligible counties in Minnesota, Wisconsin, Michigan, Florida and Georgia.
- Bonus range
- $300 – $500
- Expires
- Dec 31, 2026
- Time to complete
- ~60 days
- Paid after opening
- ~120 days
- Difficulty
- Medium
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money
Requirements
Last verified: Nov 7, 2026
$300 Tier
Open Wings checking online with code CHECKING26
Open a Wings checking account together with a $5 Share Savings account online by December 31, 2026, using promo code CHECKING26, and fund it within 21 business days. You must live in an eligible county in Minnesota, Wisconsin, Michigan, Florida or Georgia.
10 card purchases of $5+
Get a Wings debit or credit card and make 10 or more net purchases of $5 or more each within 60 days of opening. Person-to-person payments and other electronic transfers do not count.
$3,000 in payroll direct deposits
Set up recurring payroll direct deposits totaling $3,000 or more within 60 days of opening. Recurring means more than one deposit in those 60 days. Salary, pension, Social Security or other regular income sent by ACH counts; self-employment, gig income and person-to-person payments do not. The direct deposit must still be active when the bonus is paid.
Enroll in digital banking
Enroll in Wings digital banking within 60 days of opening.
$400 Tier
Open Wings checking online with code CHECKING26
Open a Wings checking account together with a $5 Share Savings account online by December 31, 2026, using promo code CHECKING26, and fund it within 21 business days. You must live in an eligible county in Minnesota, Wisconsin, Michigan, Florida or Georgia.
10 card purchases of $5+
Get a Wings debit or credit card and make 10 or more net purchases of $5 or more each within 60 days of opening. Person-to-person payments and other electronic transfers do not count.
$4,000 in payroll direct deposits
Set up recurring payroll direct deposits totaling $4,000 or more within 60 days of opening. Recurring means more than one deposit in those 60 days. Salary, pension, Social Security or other regular income sent by ACH counts; self-employment, gig income and person-to-person payments do not. The direct deposit must still be active when the bonus is paid.
Enroll in digital banking
Enroll in Wings digital banking within 60 days of opening.
$500 Tier
Open Wings checking online with code CHECKING26
Open a Wings checking account together with a $5 Share Savings account online by December 31, 2026, using promo code CHECKING26, and fund it within 21 business days. You must live in an eligible county in Minnesota, Wisconsin, Michigan, Florida or Georgia.
10 card purchases of $5+
Get a Wings debit or credit card and make 10 or more net purchases of $5 or more each within 60 days of opening. Person-to-person payments and other electronic transfers do not count.
$5,000 in payroll direct deposits
Set up recurring payroll direct deposits totaling $5,000 or more within 60 days of opening. Recurring means more than one deposit in those 60 days. Salary, pension, Social Security or other regular income sent by ACH counts; self-employment, gig income and person-to-person payments do not. The direct deposit must still be active when the bonus is paid.
Enroll in digital banking
Enroll in Wings digital banking within 60 days of opening.
Paid the week of March 8, 2027 as a deposit to the Wings checking account, for every account that meets the terms.
Get new bonuses in your inbox
One email a week: new bank bonuses, deadlines about to pass, and fresh community datapoints. Free. No spam, unsubscribe anytime. If nothing changed, we skip the week.
Account Details
The account must be in good standing and your direct deposit still active when the bonus is paid, the week of March 8, 2027.
Eligibility
New members only: you cannot have owned a Wings or Ent Credit Union share account in the 12 months before applying, or have received a Wings new account bonus before.
- You must live in an eligible county: 33 in Minnesota, 7 in Wisconsin (Columbia, Dane, Green Lake, Outagamie, Pierce, St. Croix, Winnebago), 5 in Michigan (Macomb, Monroe, Oakland, Washtenaw, Wayne), 7 in Florida (Brevard, Lake, Orange, Osceola, Polk, Seminole, Volusia) and 8 in Georgia (Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Fulton, Henry).
- U.S. residents 18 or older. One offer per person.
- Opened online with promo code CHECKING26, together with a $5 Share Savings account.
Tips & Gotchas
- The tier depends on your total payroll direct deposits in the first 60 days: $3,000 for $300, $4,000 for $400, $5,000 for $500.
- Wings pays everyone the week of March 8, 2027. Keep your direct deposit going until then.
- Only eligible counties qualify, and the promo code is required when you open online.
- Former Wings or Ent members from the past 12 months cannot get this bonus.
Direct Deposit Data Points 30
30 community reports across 14 transfer sources, showing what triggers a qualifying direct deposit at Wings Credit Union.
How long until the bonus posts? The most recent community reports average about 83 days. See 14 reports on Wings Credit Union Checking payout timelines
Can You Earn This Bonus Again?
Fine Print
Open a Wings checking account with a $5 Share Savings account between 10/15/26 and 12/31/26 using promo code CHECKING26 and fund it within 21 business days. Within 60 days, complete 10 or more net debit or credit card purchases of $5 or more, establish recurring qualified payroll direct deposits totaling $3,000 or more for a $300 bonus, $4,000 or more for $400 or $5,000 or more for $500, and enroll in Wings digital banking. The direct deposit must also be active during the bonus payout period. New members in eligible counties of Florida, Georgia, Michigan, Minnesota or Wisconsin only; not for anyone who was a Wings or Ent member in the past 12 months or received a new account bonus before. Reported on 1099-INT.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is APY (Annual Percentage Yield)?
The annual interest rate on a savings account, expressed as a percentage of your balance with compounding included. On savings accounts we track, APYs currently range from 0.01% at big traditional banks to 4.25% at the best online accounts.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money