USF Federal Credit Union

USF Federal Credit Union Checking Account

This bank doesn't currently have an active bonus. Here's its offer history.

$200Sep 14, 2026 – Oct 1, 2026Expired

What you can open instead

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$600

FourLeaf Federal Credit Union

Free Checking · Nationwide

$550

Account Details

Monthly feeNo monthly fee

Opening deposit$10

APY0%

Min. hold periodNo minimum

Credit inquiryThe bank does not publish this. Ask before you apply.

ChexSystemsThe bank does not publish whether it screens banking history. Ask before you apply.

AvailabilitySelect states (FL)

Eligibility

Minimum age18+

Existing customersNot eligible

For new USF Credit Union checking accounts only.

Other restrictions

USF Federal Credit Union membership required (Tampa, FL-based; trade names Darden Credit Union and USF Credit Union).

Can You Earn This Bonus Again?

Can rechurnNo

What is APY (Annual Percentage Yield)?

The annual interest rate on a savings account, expressed as a percentage of your balance with compounding included. On savings accounts we track, APYs currently range from 0.01% at big traditional banks to 4.25% at the best online accounts.

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Do Bank Bonuses Show Up on a 1099-INT?

Yes. Bank bonuses are taxable income. Once you earn $10 or more from a single bank in a calendar year, the bank sends a 1099-INT and you report it as ordinary income on your tax return.