Town & Country Credit Union
Town & Country Credit Union Star Rewards Checking $300 Bonus
Town & Country Credit Union pays $300 when you open a new Star Rewards Checking account by November 30, 2026 with promo code 300, then within 60 days receive $1,000 in direct deposits, enroll in eStatements and make 12 debit card transactions. Star Rewards Checking has no monthly service charge. Membership is for people near Minot, Kenmare or Fargo-Moorhead, plus relatives of members.
- Bonus amount
- $300
- Expires
- Nov 30, 2026
- Time to complete
- ~60 days
- Paid after opening
- ~75 days
- Difficulty
- Medium
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Requirements
Last verified: Nov 11, 2026
Open an account
Join Town & Country Credit Union and open a new Star Rewards Checking account between September 1 and November 30, 2026, using promo code 300. Membership is for relatives of current members and people who live within 75 miles of Minot, ND or 50 miles of Kenmare or Fargo-Moorhead. Your first $5 goes into the share savings account that makes you a member.
Receive $1,000 in direct deposits within 60 days
Have qualifying direct deposits totaling at least $1,000 within 60 days of account opening.
Enroll in eStatements
Receive eStatements on the new checking account within 60 days of opening.
12 debit card transactions within 60 days
Complete 12 debit card transactions within 60 days of account opening.
Town & Country deposits the $300 into the new checking account once all requirements are met.
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Account Details
Eligibility
Not available to existing Town & Country checking members or to anyone whose checking account was closed in the previous 18 months.
- Membership is open to relatives of current members and to people who live within 75 miles of Minot, ND or within 50 miles of Kenmare, ND or Fargo-Moorhead (which reaches into western Minnesota).
- Limit one bonus per Social Security number, and one new checking account offer in any 18-month period.
- Cannot be combined with any other Town & Country checking promotion.
- North Dakota credit union. You apply online with the membership form, but only people inside its service area or with a member relative can join.
Tips & Gotchas
- Open by November 30, 2026 and enter promo code 300.
- All three steps (the $1,000 in direct deposits, eStatements and 12 debit card transactions) must be done within 60 days of opening.
- Not available if you have a Town & Country checking account now or closed one in the last 18 months.
- North Dakota credit union. Only people near Minot, Kenmare or Fargo-Moorhead, or relatives of members, can join.
Can You Earn This Bonus Again?
Fine Print
This offer is not available to existing Town & Country Credit Union checking account members or to individuals whose checking account was closed within the previous 18 months. Members may receive only one new checking account offer within any 18-month period. Limit one bonus per SSN. This offer is for one-time use only and may not be combined with any other checking account promotion. To qualify for the offer, you must open a Star Rewards Checking account between 9/1/2026 and 11/30/2026 and meet the following requirements within 60 days of account opening: 1) Have qualifying direct deposits totaling at least $1,000. 2) Receive eStatements. 3) Complete 12 debit card transactions. Account must be in good standing at the time of the $300 deposit.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
Do Bank Bonuses Show Up on a 1099-INT?
Yes. Bank bonuses are taxable income. Most banks report them on a 1099-INT once you earn $10 or more from that bank in a calendar year. Some report them on a 1099-MISC instead. Either way, you report the bonus as ordinary income on your tax return.
Also see: this month's best bank bonuses and community DD data points.
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