Suffolk Credit Union Momentum Checking

The second $250 is earned on days 91 through 180, so the account has to stay open, positive, and unrestricted for six months to collect the full $500.

New checking members only. You cannot hold a current Suffolk checking account or have closed one in the past 90 days, and previous Suffolk checking bonus recipients are excluded.

• Membership is limited to people who live, work, worship, attend school, or volunteer in Nassau County, New York, or in the Suffolk County towns of Babylon, Brookhaven, Huntington, Islip, Riverhead, Smithtown, or Southold, or on the Poospatuck Reservation. Immediate family of a current member also qualifies.
• Joining takes a $5 deposit into a Share Savings account, which is your membership share.
• You need a U.S. Taxpayer Identification Number and U.S. citizenship or resident alien status.
• The bonus cannot be combined with any other Suffolk checking bonus, including the Corporate Partner Program.
• If you live outside Suffolk or Nassau County but still meet the membership rules, Suffolk asks you to apply at a branch or by phone rather than online.