Stark Federal Credit Union
Stark Federal Credit Union Checking $400 – $500 Bonus
Stark Federal Credit Union pays new members $400 for a new checking account and either 15 debit card purchases or $1,250 in direct deposits within 60 days, so no direct deposit is needed. Put $2,500 in new money in a savings account at opening and keep it there for another $100, $500 in all. Open by November 30, 2026, by phone or at a branch. Membership covers six Ohio counties, including Stark and Summit.
- Bonus range
- $400 – $500
- Expires
- Nov 30, 2026
- Time to complete
- ~60 days
- Paid after opening
- ~120 days
- Difficulty
- Easy
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Requirements
Last verified: Nov 5, 2026
$400 Tier
Join and open a checking account
Join Stark Federal as a new member and open a new checking account by November 30, 2026, by calling 330-493-8325 or at a branch. You cannot already be associated with any Stark Federal account.
15 debit purchases or $1,250 in direct deposits
Within 60 days of opening, make 15 point-of-sale debit card transactions or have direct deposits totaling at least $1,250. Either one qualifies, so no direct deposit is required.
$500 Tier
Join and open a checking account
Join Stark Federal as a new member and open a new checking account by November 30, 2026, by calling 330-493-8325 or at a branch. You cannot already be associated with any Stark Federal account.
15 debit purchases or $1,250 in direct deposits
Within 60 days of opening, make 15 point-of-sale debit card transactions or have direct deposits totaling at least $1,250. Either one qualifies, so no direct deposit is required.
Deposit $2,500 in new money to savings
At the time of opening, deposit at least $2,500 in new money in a Stark Federal savings account. This earns the extra $100.
Keep the $2,500 in savings
Maintain at least $2,500 in the savings account. The $100 is deposited after 90 days, and the terms give no other hold period.
Deposited within 60 days after you meet the requirements.
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Account Details
The terms say the account must remain open for 90 days or the bonus is forfeited. That sentence follows the savings clause, so it may cover only the $100. Keep the account open 90 days either way.
Eligibility
New Stark Federal members only: not owners, joint owners, signers, authorized users or otherwise associated with any existing Stark Federal account.
- Membership is for people who live, work, worship or attend school in Stark, Carroll, Portage, Summit, Tuscarawas or Wayne County, Ohio.
- Open by calling 330-493-8325 or at a branch in Canton or Alliance. We found no online checking application.
Tips & Gotchas
- Open by phone at 330-493-8325 or at a branch in Canton or Alliance. We found no online checking application.
- Share Draft Checking has no monthly fee. Swipe & Go Checking costs $5 a month. The offer does not limit which one you open.
- Keep the account open at least 90 days. The terms say the bonus is forfeited otherwise, in a sentence that may cover only the $100, so plan on 90 days for both.
- Only for new members with no tie to an existing Stark Federal account, in Stark, Carroll, Portage, Summit, Tuscarawas or Wayne County, Ohio.
Can You Earn This Bonus Again?
Fine Print
$400 checking bonus will be deposited within 60 days after the member satisfies the requirements: 15 point-of-sale debit card transactions or direct deposits totaling at least $1,250 within 60 days of opening. 18 or older; not for organizations and businesses. Available only to new Stark Federal members who are not owners, joint owners, signers, authorized users, or otherwise associated with any existing Stark Federal account. Qualifying members who also deposit and maintain at least $2,500 in new money in a savings account at the time of opening receive an additional $100, deposited after 90 days. Account must remain open for 90 days or the bonus will be forfeited. Maximum total bonus is $500. Offer is valid until November 30, 2026.
Taxable income · Reported on 1099-INT
Related Articles
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
What is a minimum balance?
The amount you must keep in an account to avoid fees or qualify for a bonus.
Do Bank Bonuses Show Up on a 1099-INT?
Yes. Bank bonuses are taxable income. Most banks report them on a 1099-INT once you earn $10 or more from that bank in a calendar year. Some report them on a 1099-MISC instead. Either way, you report the bonus as ordinary income on your tax return.
Also see: this month's best bank bonuses and community DD data points.
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