St. Mary's Bank
St. Mary's Bank Checking + Savings Combo $500 Bonus
St. Mary's Bank (Manchester, NH) pays up to $500 for opening a checking and savings account together with promo code GET500: $300 for the checking account with 2+ direct deposits totaling $1,000 within 90 days, and an additional $200 for funding the savings account with $2,000 in new money and maintaining that balance for 6 months.
- Bonus amount
- $500
- Expires
- Not listed
- Time to complete
- ~180 days
- Bonus deposited in
- ~210 days
- Difficulty
- Medium
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Requirements
Last verified: Oct 5, 2026
Open checking account with code GET500
Open a new St. Mary's Bank personal checking account using offer code GET500. Must be your first St. Mary's Bank checking account; not eligible if you were a primary or secondary (joint) holder of a St. Mary's Bank checking account within the last 90 days.
Open a savings account at the same time
Open a new personal savings account (excludes CDs and IRAs) at the same time as the checking account.
2+ direct deposits totaling $1,000 in 90 days ($300 bonus)
Add 2 or more recurring direct deposits totaling $1,000 or more, posted to the new checking account within 90 calendar days of account opening, to earn the $300 checking bonus (paid to the savings account).
Fund savings with $2,000 in new money within 30 days ($200 bonus, leg 1)
Fund the new savings account with $2,000 or more in new money (funds not currently on deposit with St. Mary's Bank) within 30 days of account opening.
$25+/month recurring deposit for 6 months ($200 bonus, leg 2)
Establish a recurring monthly deposit of $25 or more into the savings account within 30 days of account opening and maintain it for 6 consecutive months.
$2,000 minimum average daily balance for 6 months ($200 bonus, leg 3)
Maintain at least a $2,000 minimum average daily balance in the savings account for 6 consecutive months.
The $300 checking bonus is deposited to the savings account after the direct deposit qualification is met (within 90 days). The $200 savings bonus pays after the 6-month balance/deposit hold is complete. Bonus payouts may take up to 30 days to post after all qualifying activity is completed.
Account Details
The $200 savings leg requires a $2,000 minimum average daily balance maintained for 6 consecutive months (180 days) plus a $25+/month recurring deposit for the same period.
Eligibility
Must be opening your first St. Mary's Bank checking account. Not eligible if you've been a primary or secondary (joint) holder of a St. Mary's Bank checking account within the last 90 days.
- St. Mary's Bank is a New Hampshire-chartered mutual/credit union (Manchester, NH, 13 branches). Membership opens to anyone via purchase of one $5 share of capital stock.
- Limit one $300 and/or one $200 bonus per primary member, regardless of the number of checking and/or savings accounts opened.
Tips & Gotchas
- →This is a two-leg combo bonus: you must open a checking AND a savings account together, and each leg pays into your savings account separately.
- →The $300 checking leg is the easy part: 2+ direct deposits totaling $1,000 within 90 days. Internal transfers and peer-to-peer app payments do not count as direct deposits.
- →The $200 savings leg is a real time commitment: fund it with $2,000 in new money, set up a $25+/month recurring deposit, and hold a $2,000 average balance for a full 6 consecutive months before it pays out.
- →Limit one $300 bonus and one $200 bonus per primary member, no matter how many checking or savings accounts you open.
- →St. Mary's Bank is a New Hampshire-based mutual/credit union; membership requires purchasing one $5 share of capital stock.
Can You Earn This Bonus Again?
Fine Print
Offer available to individuals opening their first St. Mary's Bank checking account (not eligible if you held a St. Mary's Bank checking account, as primary or joint owner, in the prior 90 days). Open with offer code GET500: a new personal checking account and a new personal savings account (excludes CDs/IRAs) opened at the same time. $300 bonus: add 2+ recurring direct deposits totaling $1,000 or more to the checking account within 90 calendar days of opening (internal transfers and peer-to-peer payments do not qualify); bonus deposits to the savings account. $200 bonus: fund the new savings account with $2,000+ in new money within 30 days, establish a $25+/month recurring deposit within 30 days and maintain it for 6 consecutive months, and maintain a $2,000 minimum average daily balance for 6 consecutive months. All deposit accounts must be in good standing when the bonus is paid. Limit one $300 and/or one $200 bonus per primary member. Bonus payouts may take up to 30 days to post after all qualifying activity is completed. Offers subject to change without notice.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a high-yield savings account (HYSA)?
A savings account that pays a significantly higher interest rate than a standard savings account.
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