SoFi
SoFi Checking & Savings via Swagbucks $315 Bonus
Bonus amount
$315
Time to complete
~45 days
Bonus deposited in
~60 days
Difficulty
Easy
Requirements
Last verified: Mar 21, 2026
Open an account via Swagbucks
Sign up for SoFi Checking & Savings through the Swagbucks portal link. Must be a new SoFi member.
Receive a Qualifying Deposit
Receive a direct deposit of $400 or more as your first deposit within 45 days of account opening.
Swagbucks points typically pend for about 31 days after your qualifying $400+ deposit posts. Expect the points to be available 30–60 days after meeting the deposit requirement.
Account Details
No explicit clawback policy, but keep open at least 90 days to be safe.
Eligibility
Must be a new SoFi Checking & Savings member. Previous members may not qualify.
Rechurnable?
Fine Print
New SoFi Checking & Savings members only. One bonus per customer.
Taxable income · Reported on 1099-MISC
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
What is APY (Annual Percentage Yield)?
The annual interest rate on a savings account, expressed as a percentage of your balance.