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SoFi
SoFi Checking & Savings via Swagbucks Bonus
Earn up to $415 when you open a SoFi Checking and Savings account through Swagbucks and complete qualifying direct deposit activity. This portal offer layers Swagbucks points on top of SoFi's standard bonus. No monthly fee. No credit check. Available nationwide.
- Bonus amount
- Varies
- Time to complete
- ~45 days
- Bonus deposited in
- ~60 days
- Difficulty
- Easy
Requirements
Last verified: May 5, 2026
Open an account via Swagbucks
Sign up for SoFi Checking & Savings through the Swagbucks portal link. Must be a new SoFi member.
Receive a Qualifying Deposit
Receive a direct deposit of $400 or more as your first deposit within 45 days of account opening.
Swagbucks points typically pend for about 31 days after your qualifying $400+ deposit posts. Expect the points to be available 30–60 days after meeting the deposit requirement.
Direct Deposit Data Points 54
Community-reported results for what triggers a qualifying direct deposit at SoFi.
Account Details
No explicit clawback policy, but keep open at least 90 days to be safe.
Eligibility
Must be a new SoFi Checking & Savings member. Previous members may not qualify.
Can You Earn This Bonus Again?
Fine Print
New SoFi Checking & Savings members only. One bonus per customer.
Taxable income · Reported on 1099-MISC
Related Articles
What Counts as a Direct Deposit for SoFi Bonuses?
SoFi counts employer payroll, government benefits, and ACH pushes from select fintechs as qualifying direct deposits. P2P transfers and external bank ACH pulls do not count.
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
No. Zelle payments don't count as direct deposit for bank bonuses. Here's why it fails and what to use instead so the bank pays you.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. Learn more