Simmons Bank
Simmons Bank Simmons Checking $450 Bonus
Bonus amount
$450
Expires
Mar 30, 2026
Time to complete
~90 days
Bonus deposited in
~90 days
Difficulty
Medium
Requirements
Last verified: Mar 21, 2026
Open account
Open a new Simmons Bank checking account using promo code SB3 by March 30, 2026.
Deposit $1,000 per cycle
Receive at least $1,000 in qualifying direct deposits each statement cycle for up to three cycles to earn $150 per cycle (up to $450 total).
Keep account open
Keep the account open and in good standing until the bonus posts.
Each $150 bonus posts within a few weeks after the statement cycle ends; total bonus received within roughly 90 days of meeting all requirements.
Tips & Gotchas
- →You must deposit at least $1,000 in direct deposits each statement cycle to earn each $150 bonus.
- →Simmons may limit you to $450 in bonuses per 12-month period and requires new checking customers.
Account Details
Receive at least $1,000 in direct deposits each statement cycle for up to three cycles to earn $150 per cycle (up to $450 total).
Eligibility
Cannot have had a Simmons Bank checking account or received a Simmons Bank checking bonus in the past 12 months.
Rechurnable?
Fine Print
Available to residents of AR, TX, TN, OK, MO and KS. Only new checking customers qualify. You must open your account with promo code SB3 by 3/30/26 and receive at least $1,000 in direct deposits each statement cycle for up to three cycles to earn up to $450. Each cycle with $1,000 deposits earns $150; no monthly fee for Simply Checking.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
What is an early termination fee?
A penalty charged if you close a bank account too soon after opening it.