Notre Dame Federal Credit Union
Notre Dame Federal Credit Union Free Checking $200 Bonus
Notre Dame FCU pays $200 when your Free Checking account receives direct deposits of your paycheck, pension or government benefits totaling at least $1,000 a month. Complete the Direct Deposit Offer form on the offer page, or the bonus is not paid. The bonus posts the first week of the month after 30 days of meeting the requirements, and it is taken back if the account closes within six months. Membership is affiliation based.
- Bonus amount
- $200
- Expires
- Not listed
- Time to complete
- ~35 days
- Paid after opening
- ~75 days
- Difficulty
- Medium
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Requirements
Last verified: Nov 11, 2026
Join and open Free Checking
Join Notre Dame Federal Credit Union with a $5 Share Savings deposit and open a checking account. Membership is based on where you live, work, worship or attend school, or one of over 1,000 affiliated organizations, and the credit union has offices in Indiana, Michigan, Minnesota and Arizona.
Submit the Direct Deposit Offer form
After you have a member number, complete the Direct Deposit Offer form on the credit union's offer page (or an offer card) with your member number and the employer or benefit payer. The credit union says the form must be completed to receive the offer, and a separate form is needed for each direct deposit you add.
$1,000+ monthly direct deposit
Receive electronic direct deposits of your paycheck, pension or government benefits (such as Social Security) totaling at least $1,000 per month into the checking account. The terms do not say for how many months.
The bonus is awarded the first week of the month following 30 days of completing the requirements.
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Account Details
If the checking account is closed by you or the credit union within six months after the bonus posts, the bonus is deducted at closing.
Eligibility
The offer page does not limit the bonus to new members: it pays when you add a direct deposit to your checking account, and its form asks for your member number. Confirm with the credit union if you are already a member.
- Membership is affiliation based: where you live, work, worship or attend school, or one of over 1,000 affiliated organizations. Offices are in Indiana, Michigan, Minnesota and Arizona.
- Opening channel unresolved: the online join form asks you to confirm you meet membership requirements; later screens were not read.
Tips & Gotchas
- Submit the Direct Deposit Offer form on the offer page once you have a member number. The credit union says the bonus is not paid without it, and each direct deposit you add needs its own form.
- Only electronic deposits of a paycheck, pension or government benefits count. Transfers from your own accounts or payment apps are not named as qualifying.
- If you or the credit union close the checking account within six months after the bonus posts, the $200 is deducted at closing.
- Membership is affiliation based, with offices in Indiana, Michigan, Minnesota and Arizona. The online join form only asks you to confirm you qualify, so check the membership page before you apply.
Can You Earn This Bonus Again?
Fine Print
Offer card or online form must be completed to receive the offer. To receive the $200 direct deposit bonus, you must have a minimum aggregate direct deposit(s) of $1,000 per month made to your Notre Dame FCU checking account. Your direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Bonus will be awarded the first week of the month following 30 days of completing requirements. If the checking account is closed by the Member or Notre Dame FCU within six months after deposit bonus, we will deduct the bonus amount for that account at closing. All new memberships subject to normal policy outlined in membership agreement. Offer may change at any time.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
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