Jovia Financial Credit Union
Jovia Financial Credit Union Go Green or CareFree Checking $150 Bonus
Jovia Financial Credit Union pays $150 when you open your first Go Green or CareFree Checking account, get a recurring direct deposit of $500 or more that posts three times within 90 days, sign up for online and mobile banking, and go paperless. No monthly fees. The bonus posts 30 days after you finish. Membership is for people who live, work, worship or study in Nassau or Suffolk County, New York.
- Bonus amount
- $150
- Expires
- Not listed
- Time to complete
- ~90 days
- Paid after opening
- ~120 days
- Difficulty
- Easy
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Requirements
Last verified: Nov 9, 2026
Join Jovia and open Go Green or CareFree Checking
Become a Jovia member and open your first Go Green or CareFree Checking account. Membership is for people who live, work, worship, or attend school in Nassau or Suffolk County on Long Island (Southampton, East Hampton and Shelter Island excluded), or who are sponsored by a member in their immediate family.
$500+ recurring direct deposit 3 times in 90 days
Have a qualifying recurring direct deposit of at least $500 credit the checking account three times within 90 days of opening. External bank ACH transfers, check deposits, and PayPal, Zelle or Venmo transfers do not count.
Sign up for online and mobile banking
Enroll in Jovia online and mobile banking.
Enroll in paperless statements
Enroll in paperless statements.
The $150 posts automatically to your checking account 30 days after the requirements are met.
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Account Details
No early-closure fee or minimum hold stated in the promotion terms.
Eligibility
Must be your first checking account with Jovia. Members with current or prior Jovia checking accounts are not eligible.
- Membership: live, work, worship, or attend school in Nassau or Suffolk County on Long Island (Southampton, East Hampton and Shelter Island excluded), or be sponsored by an immediate family member who is a member.
- Employees, volunteers, and affiliates of Jovia and their immediate families are not eligible.
Tips & Gotchas
- You need three separate $500+ direct deposits, not one deposit totaling $1,500. A biweekly paycheck covers it in about six weeks.
- Membership is limited to Nassau and Suffolk County, New York. Some aggregator lists call this offer nationwide; Jovia's own application says otherwise.
- If you have ever had a Jovia checking account, you are not eligible.
Direct Deposit Data Points 7
7 community reports across 4 transfer sources, showing what triggers a qualifying direct deposit at Jovia Financial Credit Union.
View all Jovia Financial Credit Union direct deposit data points
How long until the bonus posts? The most recent community reports average about 31 days. See 5 reports on Jovia Financial Credit Union Checking payout timelines
Can You Earn This Bonus Again?
Fine Print
Offer available for new, first-time Go Green and CareFree Checking accounts. Must have a qualifying recurring direct deposit of at least $500 in the checking account. The qualifying direct deposit must credit the account three (3) times within ninety (90) days of account opening. Must be your first checking account with Jovia Financial Credit Union. Members with current or prior checking accounts are not eligible for the cash bonus. Must enroll in paperless statements. Cash bonus will post automatically to the members' checking account 30 days after requirements are met and will be reported as income on IRS form 1099-INT. Membership eligibility requirements apply.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
Do Bank Bonuses Show Up on a 1099-INT?
Yes. Bank bonuses are taxable income. Most banks report them on a 1099-INT once you earn $10 or more from that bank in a calendar year. Some report them on a 1099-MISC instead. Either way, you report the bonus as ordinary income on your tax return.
Also see: this month's best bank bonuses and community DD data points.
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