Guaranty Bank
Guaranty Bank Essential Checking
This bank doesn't currently have an active bonus. Here's its offer history.
What you can open instead
These banks are paying a bonus right now on the same kind of account.
Account Details
Closing the checking account within 90 calendar days of opening costs $20, whether or not you qualified for the bonus.
Eligibility
Current Guaranty Bank consumer checking customers are not eligible, and neither is anyone who closed a Guaranty Bank consumer checking account in the previous 12 months.
- Guaranty Bank states on its application that accounts are not available to applicants outside its market area. All 13 of its offices are in Missouri.
- The Empower Youth Checking account and business accounts do not qualify.
- Anyone who previously received a Guaranty Bank new-account bonus is not eligible.
Can You Earn This Bonus Again?
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What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
What is an early termination fee?
A penalty, usually $25 to $50, charged if you close a bank account too soon after opening it. Among accounts we track, BMO and M&T charge $50 and KeyBank and PNC charge $25, while many banks charge nothing at all.
Do Bank Bonuses Show Up on a 1099-INT?
Yes. Bank bonuses are taxable income. Once you earn $10 or more from a single bank in a calendar year, the bank sends a 1099-INT and you report it as ordinary income on your tax return.
Also see: this month's best bank bonuses and the full offer history archive.