Georgia's Own Credit Union
Georgia's Own Credit Union Perks+ Checking $300 Bonus
Georgia's Own Credit Union pays $300 for a new Perks+ Checking account opened online with promo code Bonus300 by December 31, 2026. In each of two statement cycles after the opening month, make 10 debit card purchases of $5 or more and receive $2,000 in direct deposits. Perks+ Checking costs $6.95 a month, and the credit union skips the first month's charge. Georgia.
- Bonus amount
- $300
- Expires
- Dec 31, 2026
- Time to complete
- ~90 days
- Paid after opening
- ~180 days
- Difficulty
- Medium
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Requirements
Last verified: Nov 6, 2026
Open a Perks+ Checking account online
Open a new Perks+ Checking account online by December 31, 2026 and enter promo code Bonus300 on the account funding page. You need to qualify for Georgia's Own membership, which covers 77 Georgia counties, partner employers and family of members.
Enroll in online banking
Register for Georgia's Own online banking.
$2,000 in direct deposits each cycle
Set up a direct deposit within 30 days of opening, then receive qualifying direct deposits totaling at least $2,000 in each of two consecutive statement cycles after the opening month. Payroll, pension and government benefits count. PayPal, Zelle, Venmo and transfers from another Georgia's Own account do not.
10 debit purchases each cycle
Make 10 debit card purchases of $5.00 or more with your new Georgia's Own debit card in each of the same two statement cycles. ATM withdrawals do not count.
Georgia's Own deposits the bonus into the new account within 120 days after promotion enrollment, once both qualifying cycles are done.
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Account Details
The account must stay open and in good standing from opening through the end of the promotion. The bonus is deposited within 120 days after promotion enrollment.
Eligibility
Not for existing Georgia's Own checking account holders, anyone whose Georgia's Own checking account closed in the past 90 days, or one closed with a negative balance in the last three years. One new checking bonus every two years.
- Membership is for people who live or work in 77 listed Georgia counties, employees and retirees of partner employers, and family of members.
- Opened online with promo code Bonus300 on the account funding page.
Tips & Gotchas
- The opening month does not count. Your two qualifying statement cycles start after the cycle you open in, so plan on about three months.
- You need $2,000 in direct deposits and 10 debit purchases in each of the two cycles, not in total.
- The promo code goes on the account funding page. Without it there is no bonus.
- Perks+ Checking costs $6.95 a month. Georgia's Own skips the first month's charge, so expect to pay one or two before the bonus posts.
Direct Deposit Data Points 1
1 community report across 1 transfer source, showing what triggers a qualifying direct deposit at Georgia's Own Credit Union.
No data points match the selected filters.
View all Georgia's Own Credit Union direct deposit data points
Can You Earn This Bonus Again?
Fine Print
Offer valid October 1, 2026 through December 31, 2026. Open a new Perks+ Checking account with promotion code Bonus300 by December 31, 2026 and complete all qualifying requirements for two consecutive monthly statement cycles; the account-opening month does not count. Enroll in online banking, make ten qualifying debit card purchases of $5.00 or more and receive qualifying direct deposits totaling at least $2,000 in each eligible cycle. Direct deposit must be set up within 30 days after opening. Not for existing Georgia's Own checking holders or anyone whose checking account closed in the past 90 days or with a negative balance in the last three years. One new checking bonus every two years. Perks+ Checking has a $6.95 monthly service charge.
Taxable income · Reported on 1099-INT
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What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a fee waiver?
A condition you can meet to have the monthly maintenance fee on an account waived.
Also see: this month's best bank bonuses and community DD data points.
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