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FNB Coweta

FNB Coweta Free Checking $150 Bonus

FNB Coweta pays $150 on Free Checking. Route $1,000 or more in direct deposits each month for three consecutive months, or skip direct deposit entirely by opening with a $1,500 deposit and holding it 90 days. No monthly service charge. In-branch or callback opening only, based in Coweta, Oklahoma.

Bonus amount
$150
Time to complete
~90 days
Bonus deposited in
~100 days
Difficulty
Easy

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Requirements

Last verified: Aug 21, 2026

  1. Open an account

    Open a new FNB Coweta personal checking account. Free Checking takes $50 to open and has no monthly service charge. There is no online application, so you open in branch at 106 South Broadway in Coweta, Oklahoma, or submit the callback form on the offer page.

  2. Pick one of two qualifying paths

    Either receive at least $1,000 in qualifying direct deposits each month for three consecutive months, or open the account with an initial deposit of $1,500 and keep it open and in good standing through the close of the last statement of the 90-day period. Either path earns the same $150.

FNB Coweta deposits the $150 into the new checking account once you have met one of the two qualifying paths for the 90-day period.

Account Details

Monthly feeNo monthly fee
Min. hold period90 days

The account has to stay open and in good standing through the close of the last statement of the 90-day qualifying period.

Credit inquiryThe bank does not publish this. Ask before you apply.
ChexSystemsThe bank does not publish whether it screens banking history. Ask before you apply.
AvailabilitySelect states (OK)

Eligibility

Minimum age18+
Existing customersNot eligible

New FNB Coweta personal checking customers only. Existing customers, business accounts, and anyone who closed an FNB Coweta account in the previous 12 months are excluded.

Other restrictions
  • FNB Coweta has no online account application. You open the account at the Main Bank, 106 South Broadway in Coweta, Oklahoma, or you submit the short form on the offer page and a new-account representative calls you back.
  • The bank publishes no residency rule for the bonus, but the in-branch opening process makes this a practical fit for the Coweta and greater Tulsa area.
  • Free Checking takes $50 to open and has no monthly service charge and no minimum balance requirement.

Tips & Gotchas

  • The $1,500 opening deposit path needs no direct deposit at all. Park the money for 90 days and the bonus is yours, which makes this one of the easiest offers on the site if you can reach a branch.
  • Ask specifically for Free Checking. FNB Coweta’s NOW, Super NOW, Bonus Banking, and Regular Checking accounts all carry balance-based monthly service charges.
  • There is no online application. The form on the offer page is a callback request, not an account opening.
  • The bank publishes no end date for this offer, so it can be pulled at any time.
  • Anyone who closed an FNB Coweta account in the past 12 months is excluded, as are existing customers and business accounts.

Can You Earn This Bonus Again?

Can rechurnNo
NotesNot repeatable. Anyone who closed an FNB Coweta account in the previous 12 months is excluded.

Fine Print

Welcome bonus available to new FNB Coweta personal checking customers only. Existing customers, business accounts, and those who have closed an FNB Coweta account in the previous 12 months are not eligible. Option 1: open a new personal checking account and maintain at least $1,000 in qualifying direct deposits each month for three consecutive months. Option 2: open a new personal checking account with an initial deposit of $1,500 and keep the account open and in good standing through the close of the last statement of the 90-day period. Once the qualifying requirements for the 90-day period are met, FNB Coweta deposits $150 into the new checking account.

Taxable income · Reported on 1099-INT

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We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money