FNB Coweta

FNB Coweta Free Checking

This bank doesn't currently have an active bonus. Here's its offer history.

$150Aug 11, 2026 – Sep 9, 2026Expired

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Account Details

Monthly feeNo monthly fee

Opening deposit$50

Min. hold period90 days

The account has to stay open and in good standing through the close of the last statement of the 90-day qualifying period.

Early closing fee$0

Credit inquiryThe bank does not publish this. Ask before you apply.

ChexSystemsThe bank does not publish whether it screens banking history. Ask before you apply.

AvailabilitySelect states (OK)

Eligibility

Minimum age18+

Existing customersNot eligible

New FNB Coweta personal checking customers only. Existing customers, business accounts, and anyone who closed an FNB Coweta account in the previous 12 months are excluded.

Other restrictions

FNB Coweta has no online account application. You open the account at the Main Bank, 106 South Broadway in Coweta, Oklahoma, or you submit the short form on the offer page and a new-account representative calls you back.
The bank publishes no residency rule for the bonus, but the in-branch opening process makes this a practical fit for the Coweta and greater Tulsa area.
Free Checking takes $50 to open and has no monthly service charge and no minimum balance requirement.

Can You Earn This Bonus Again?

Can rechurnNo

NotesNot repeatable. Anyone who closed an FNB Coweta account in the previous 12 months is excluded.

What is a hold period?

The minimum time you must keep your balance in an account before the bonus is paid out.

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Do Bank Bonuses Show Up on a 1099-INT?

Yes. Bank bonuses are taxable income. Once you earn $10 or more from a single bank in a calendar year, the bank sends a 1099-INT and you report it as ordinary income on your tax return.