FirstBank

FirstBank FirstRewards Checking

This bank doesn't currently have an active bonus. Here's its offer history.

$300Jul 11, 2026 – Sep 16, 2026Expired

What you can open instead

These banks are paying a bonus right now on the same kind of account.

Dedham Savings

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$250 – $750

Verve, A Credit Union

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$600

FourLeaf Federal Credit Union

Free Checking · Nationwide

$550

Direct Deposit Data Points 4

4 community reports across 4 transfer sources, showing what triggers a qualifying direct deposit at FirstBank.

View all FirstBank direct deposit data points →

How long until the bonus posts? The most recent community reports average about 37 days. See 4 reports on FirstBank Checking payout timelines →

Account Details

Monthly feeNo monthly fee

APY1.51%

Min. hold periodNo minimum

FirstBank credits the $300 on the last business day of the statement cycle in which all three requirements are met.

Credit inquiryThe bank does not publish this. Ask before you apply.

ChexSystemsThe bank does not publish whether it screens banking history. Ask before you apply.

AvailabilitySelect states (TN, GA, AL)

Eligibility

Minimum age18+

Existing customersNot eligible

New consumer checking customers only. Existing FirstBank consumer checking customers and business customers are not eligible. Former customers may qualify only if their FirstBank consumer checking account has been closed for at least one year.

Other restrictions

Open the FirstRewards checking account with a FirstBank debit card online at firstbankonline.com/welcome-300 by September 15, 2026.
Aimed at residents of Tennessee, Georgia, and Alabama, where the offer is marketed. FirstBank also operates in Kentucky and North Carolina.

Can You Earn This Bonus Again?

Can rechurnNo

NotesLimit one bonus per customer. Former FirstBank customers may requalify only if their prior consumer checking account has been closed for at least one year.

What is APY (Annual Percentage Yield)?

The annual interest rate on a savings account, expressed as a percentage of your balance with compounding included. On savings accounts we track, APYs currently range from 0.01% at big traditional banks to 4.25% at the best online accounts.

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Do Bank Bonuses Show Up on a 1099-INT?

Yes. Bank bonuses are taxable income. Once you earn $10 or more from a single bank in a calendar year, the bank sends a 1099-INT and you report it as ordinary income on your tax return.