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First Horizon Bank

First Horizon Bank FirstView Checking

This bank doesn't currently have an active bonus. Here's its offer history.

$450Aug 5, 2026 – Sep 25, 2026Expired

What you can open instead

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Direct Deposit Data Points 83

83 community reports across 19 transfer sources, showing what triggers a qualifying direct deposit at First Horizon Bank.

Showing 77 of 83 reports

View all First Horizon Bank direct deposit data points →

How long until the bonus posts? The most recent community reports average about 93 days. See 72 reports on First Horizon Bank Checking payout timelines →

Account Details

Monthly feeNo monthly fee
Min. hold period90 days

The terms require the checking account to stay open for at least 90 days, and the bonus only pays to an open account with a positive balance.

Credit inquiryThe bank does not publish this. Ask before you apply.
ChexSystemsYes. May deny applicants with negative banking history.
AvailabilitySelect states (AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TN, TX, VA)

Eligibility

Minimum age18+
Existing customersNot eligible

You must not have held a First Horizon consumer checking account in the last 24 months. The bank tightened this from 18 to 24 months for the current cycle.

Other restrictions
  • The bank's own rule is that you must reside in a state where a First Horizon banking center is present, rather than a published state list.
  • Coverage inside a listed state can be partial. Aggregators report that only far-southwest Virginia qualifies and that New York City ZIP codes are often rejected, so check your ZIP in the application before counting on it.
  • Your opening deposit has to be new money from a bank other than First Horizon or its affiliates.

Can You Earn This Bonus Again?

Can rechurnYes
Cooldown730 days
NotesYou become eligible again once you have gone 24 months without a First Horizon consumer checking account. First Horizon has run this promotion on a recurring seasonal cycle.

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Also see: this month's best bank bonuses and the full offer history archive.