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First Commonwealth Federal Credit Union

First Commonwealth Federal Credit Union Cashback Checking

This bank doesn't currently have an active bonus. Here's its offer history.

$400Jul 16, 2026 – Oct 1, 2026Expired

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Direct Deposit Data Points 3

3 community reports across 3 transfer sources, showing what triggers a qualifying direct deposit at First Commonwealth Federal Credit Union.

View all First Commonwealth Federal Credit Union direct deposit data points →

How long until the bonus posts? The most recent community reports average about 43 days. See 3 reports on First Commonwealth Federal Credit Union Checking payout timelines →

Account Details

Monthly feeNo monthly fee
Min. hold periodNo minimum

Keep the account open and in good standing through the bonus payout, or the bonus can be forfeited.

Credit inquirySoft pull only
ChexSystemsYes. May deny applicants with negative banking history.
AvailabilitySelect states (PA, NJ)

Eligibility

Minimum age18+
Existing customersNot eligible

New members only. Not available if you have had membership or an account with the credit union in the past 6 months.

Other restrictions
  • Membership required. First Commonwealth FCU serves people who live, work, worship, or attend school in eligible Pennsylvania and New Jersey areas, plus their family members.
  • This is First Commonwealth Federal Credit Union (firstcomcu.org), a distinct institution from the larger First Commonwealth Bank.

Can You Earn This Bonus Again?

Can rechurnNo

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