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Fidelity Bank

Fidelity Bank Reliance Checking $400 Bonus

Fidelity Bank pays you $350 for opening a new personal checking account, enrolling in digital banking with EZ Statements, and receiving $2,000 or more in direct deposits each month for three straight months. Opening online adds $50. Accounts have to be opened by August 28, 2026, and bonuses pay out 120 days after opening.

Bonus amount
$400
Expires
Aug 28, 2026
Time to complete
~90 days
Bonus deposited in
~120 days
Difficulty
Medium

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Requirements

Last verified: Aug 24, 2026

  1. Open an account online

    Open a new Fidelity Bank personal checking account between June 1 and August 28, 2026. Opening it online rather than in a branch earns an extra $50. Reliance Checking needs $25 to open.

  2. Enroll in digital banking

    Enroll in digital banking with EZ Statements.

  3. Receive $2,000 in monthly direct deposits

    Receive $2,000 or more in direct deposits per month for the first three consecutive months after account opening. Qualifying deposits come from an employer, a federal or state government agency, a retirement benefits administrator, or general payments made by corporations and other organizations.

Bonuses are deposited into the checking account on the first business day after 120 calendar days from account opening.

Account Details

Monthly fee$7/month
Fee waiver
  • Use direct deposit or your debit card to manage the account
Min. hold period120 days

Bonuses are paid on the first business day after 120 calendar days from account opening, and the account has to be in good standing then.

Credit inquiryThe bank does not publish this. Ask before you apply.
ChexSystemsThe bank does not publish whether it screens banking history. Ask before you apply.
AvailabilitySelect states (PA)

Eligibility

Minimum age18+
Existing customersNot eligible

The checking account has to be new. The savings add-on requires new money, meaning funds not already on deposit with Fidelity Bank.

Other restrictions
  • Fidelity Bank is a Northeastern Pennsylvania community bank headquartered in Dunmore. Confirm you are inside its service area before applying.
  • This is the Dunmore, Pennsylvania Fidelity Bank. It is not Fidelity Investments, not the Fidelity Cash Management Account, and not the Atlanta, Georgia bank of the same name.

Tips & Gotchas

  • The direct deposit requirement is monthly, not one-time. You need $2,000 or more in each of the first three months, so a single large deposit will not qualify.
  • Open online rather than in a branch. The $50 online-opening reward is the easiest part of this offer.
  • Two optional add-ons can take the total to $600. Opening a savings or money market account at the same time with $10,000 in new funds held for three months adds $100, and 20 or more debit card transactions in a statement cycle adds $20 a month for up to five months starting in September 2026.
  • We list $400 rather than the advertised $600 because the extra $100 savings tier requires parking $10,000 for three months and the debit tier pays out slowly over five months.
  • The payout is slow. Bonuses land on the first business day after 120 calendar days from account opening.
  • This is the Dunmore, Pennsylvania Fidelity Bank, not Fidelity Investments and not the Atlanta bank of the same name.

Can You Earn This Bonus Again?

Can rechurnNo
NotesThe offer is limited to a new personal checking account.

Fine Print

Earn up to $600 with a new personal checking account. Open a new personal checking account between June 1, 2026 and August 28, 2026, enroll in digital banking with EZ Statements, and enroll in direct deposit of $2,000 or more per month for the first three consecutive months following account opening to earn $350. Open a new savings or money market account at the same time as the checking account and deposit at least $10,000 in new funds, maintaining a $10,000 daily balance for three months, to receive $100. Receive $50 for opening the new checking account online. Earn up to $100 more through the Summer Encore Bonus by completing at least 20 debit card transactions each statement cycle, paying $20 per qualifying month for up to five months starting in September 2026. New money means funds not currently held on deposit with Fidelity Bank. Bonuses are deposited on the first business day after 120 calendar days from account opening. Accounts must be in good standing to obtain the bonus. Verified on bankatfidelity.com on 2026-08-01.

Taxable income · Reported on 1099-INT

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