Credit Union of the Rockies
Credit Union of the Rockies In Touch Checking $300 Bonus
Credit Union of the Rockies pays new members $300 for opening a checking account, setting up a direct deposit of at least $500 and making 5 debit card purchases within 90 days. Keep the account open 90 days. No monthly fee. Membership covers Clear Creek, Eagle, Gilpin, Grand, Jefferson and Summit counties in Colorado.
- Bonus amount
- $300
- Expires
- Not listed
- Time to complete
- ~90 days
- Bonus deposited in
- ~120 days
- Difficulty
- Easy
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Requirements
Last verified: Oct 3, 2026
Join and open checking
Become a new member of Credit Union of the Rockies and open a new checking account (In Touch Checking has no monthly fee).
Direct deposit of $500+
Establish and receive a qualifying direct deposit of at least $500 into the new checking account. The offer page describes it as at least $500 per month.
5 debit card transactions in 90 days
Complete at least 5 transactions with your CUR Visa debit card within the first 90 days of account opening.
Keep the account open 90 days
Keep the checking account open and in good standing for at least 90 days after opening.
The $300 is deposited into the new checking account after all requirements are met. No payout window is stated.
Account Details
- In Touch Checking has no monthly fee and no minimum balance.
Keep the checking account open and in good standing at least 90 days to earn the bonus. Doctor of Credit reports a $25 fee for closing within 90 days.
Eligibility
For new members only.
- Membership: live or work in Clear Creek, Eagle, Gilpin, Grand, Jefferson or Summit County, Colorado, or be family of someone who is eligible.
- Limit one bonus per individual.
Tips & Gotchas
- →Membership is by county. You must live or work in Clear Creek, Eagle, Gilpin, Grand, Jefferson or Summit County, or be family of someone who does.
- →The page calls for a direct deposit of at least $500 per month, so plan on a real paycheck or benefits deposit rather than a one-off transfer.
- →Closing inside 90 days forfeits the bonus, and Doctor of Credit reports a $25 early closure fee.
Can You Earn This Bonus Again?
Fine Print
To qualify for the $300 bonus, you must: (1) open a new Credit Union of the Rockies checking account; (2) establish and receive a qualifying direct deposit of at least $500 into the new checking account; and (3) maintain the checking account in good standing for at least 90 days after account opening. (4) Complete a minimum of five (5) transactions using your CUR Visa debit card within the first 90 days of account opening. The $300 bonus will be deposited into the qualifying checking account after all requirements have been met. Limit one bonus per individual. Offer cannot be combined with any other promotional offer and may be modified or withdrawn at any time.
Taxable income
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What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
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