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Chartway Federal Credit Union

Chartway Federal Credit Union Cash Back Checking $250 Bonus

Chartway Federal Credit Union pays you $250 when you open a Cash Back Checking account and, within the same calendar month, enroll in eStatements, deposit at least $500 in new money, and make 10 debit card purchases. No direct deposit is required. Limited to Utah residents opening at the Herriman branch or via the promo landing page.

Bonus amount
$250
Expires
Not listed
Time to complete
~30 days
Bonus deposited in
~60 days
Difficulty
Easy

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Requirements

Last verified: Oct 7, 2026

  1. Open a Cash Back Checking account

    Qualify for and open a Chartway membership, then open a new Cash Back Checking account. Offer valid to individuals without a current Chartway membership.

  2. Enroll in eStatements

    Enroll in electronic statements with a valid email address, in the same calendar month as the deposit and debit-purchase steps below.

  3. Deposit $500+ in new money

    Make $500 or more in new money deposits within a monthly cycle into the Cash Back Checking account.

  4. Make 10 debit card purchases

    Perform a minimum of 10 debit card purchases in the same calendar month using the Cash Back Checking debit card. ATM transactions, account transfers, and small-value reloads do not count.

The bonus is deposited into the Cash Back checking account the calendar month following the month all three qualifiers are met.

Account Details

Monthly feeNo monthly fee
Credit inquiryThe bank does not publish this. Ask before you apply.
ChexSystemsYes. May deny applicants with negative banking history.
AvailabilitySelect states (UT)

Eligibility

Minimum age18+
Existing customersNot eligible

Offer valid to individuals without a current Chartway Credit Union membership.

Other restrictions
  • Offer limited to Utah residents who open an account at the Herriman, UT branch or through the promotional landing page.
  • Limited to one $250 bonus per member; multiple Cash Back accounts don't stack.

Tips & Gotchas

  • →No direct deposit is required -- deposits can be any new money reaching $500 in the calendar month.
  • →All requirements (eStatements, $500 deposit, 10 debit purchases) must land in the SAME calendar month.
  • →Offer is limited to Utah residents who open at the Herriman branch or through this promotional landing page.

Can You Earn This Bonus Again?

Can rechurnNo
NotesNot disclosed on the bank page; treated as not-confirmed-rechurnable until verified otherwise.

Fine Print

Offer valid to individuals without a current Chartway Credit Union membership. Offer limited to Utah residents who open account in Herriman branch or through promotional landing page only. Must be 18 years or older to qualify. Offer limited to one (1) $250 bonus per member. Multiple Cash Back accounts will not be eligible for an additional $250 bonus. To earn $250 bonus: qualify for and open a Membership with Chartway; open a new Cash Back Checking account; perform a minimum of 10 debit card purchases monthly using the Cash Back Checking debit card; enroll in electronic statements with a valid email address; and make $500 or more in new money deposits within a monthly cycle into the Cash Back Checking account. The $250 bonus will not be deposited into any account with a negative balance and will be forfeited. The $250 bonus will be deposited into the Cash Back checking account the calendar month following meeting the above qualifications. Offer subject to change or may be discontinued at any time without notice. For tax purposes, the bonus(es) may be reported to the IRS on Form 1099.

Taxable income

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We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money