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BECU
BECU Member Advantage Checking $300 Bonus
BECU pays you $300 when you join with promo code CKG300Q226 by September 22, 2026, open Member Advantage Savings and Checking with a debit card, and receive $500 or more in direct deposits within 90 days. No monthly fee. Membership is open in Washington State and select Oregon and Idaho counties.
- Bonus amount
- $300
- Expires
- Sep 22, 2026
- Time to complete
- ~90 days
- Bonus deposited in
- ~90 days
- Difficulty
- Easy
Requirements
Last verified: Jul 7, 2026
Join BECU and open the accounts
Join BECU and open a Member Advantage Savings and Member Advantage Checking account with a debit card using promo code CKG300Q226 by September 22, 2026.
Receive $500 in direct deposits
Receive one or more direct deposits totaling $500 or more to the new checking account within 90 days of account opening. Must be an electronic deposit of your paycheck, pension, or government benefits.
Keep Member Advantage status
Set up eStatements and make at least one monetary transaction each month, such as a debit card purchase, an online banking transfer, or a direct deposit, so the accounts stay in Member Advantage status through payout.
BECU deposits the bonus to your Member Advantage Savings account within 90 days after you satisfy the requirements.
Tips & Gotchas
- →Use promo code CKG300Q226 at application. BECU is not required to pay the bonus if you open without the code.
- →The fine print says the offer is available to residents at the addressed location, which is direct-mail wording, but the offer page is public and the code has worked for readers who applied through it. Treat it as slightly YMMV.
- →The direct deposit must be payroll, pension, or government benefits. Regular ACH transfers from another bank are not listed as qualifying.
- →Member Advantage status is easy to keep: eStatements plus any one monetary transaction a month, and your qualifying direct deposits count.
- →BECU pays one new-account incentive per lifetime membership, so if you have ever received a BECU bonus you will not get this one.
- →The bonus lands in your Member Advantage Savings account, not checking.
Direct Deposit Data Points 3
Community-reported results for what triggers a qualifying direct deposit at BECU.
Account Details
Accounts must be open, in good standing, and in Member Advantage status when the bonus pays out, up to 90 days after you complete the direct deposit requirement.
Eligibility
New BECU members only. BECU pays only one New Account promotional incentive for the life of your membership.
- BECU membership is open to people who live, work, worship, or attend school in Washington State, plus select counties in Oregon and northern Idaho.
- You must open a Member Advantage Savings account to establish membership along with the checking account.
- Member Advantage status requires eStatements and at least one monetary transaction each month, such as a debit card purchase, a transfer in online banking, or a direct deposit.
- Business, fiduciary, zero-dividend, HSA, and Early Saver accounts and BECU employees are not eligible.
Can You Earn This Bonus Again?
Fine Print
For new BECU members only, age 18 and older. Open a Member Advantage Savings account to establish membership and a new Member Advantage Checking account with a debit card using promo code CKG300Q226 by September 22, 2026. Set up one or more direct deposits totaling $500 or more to the new checking account within 90 days of account opening; the deposit must be an electronic deposit of paycheck, pension, or government benefits. Accounts must be open, in good standing, and in Member Advantage status at payout. The incentive is deposited to the Member Advantage Savings account within 90 days after requirements are met and is reported on IRS form 1099-INT. Limit one New Account promotional incentive for the life of your BECU membership.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
No. Zelle payments don't count as direct deposit for bank bonuses. Here's why it fails and what to use instead so the bank pays you.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
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