BECU
BECU Member Advantage Checking
This bank doesn't currently have an active bonus. Here's its offer history.
What you can open instead
These banks are paying a bonus right now on the same kind of account.
Direct Deposit Data Points 3
3 community reports across 3 transfer sources, showing what triggers a qualifying direct deposit at BECU.
How long until the bonus posts? The most recent community reports average about 66 days. See 1 report on BECU Checking payout timelines →
Account Details
Accounts must be open, in good standing, and in Member Advantage status when the bonus pays out, up to 90 days after you complete the direct deposit requirement.
Eligibility
New BECU members only. BECU pays only one New Account promotional incentive for the life of your membership.
- BECU membership is open to people who live, work, worship, or attend school in Washington State, plus select counties in Oregon and northern Idaho.
- You must open a Member Advantage Savings account to establish membership along with the checking account.
- Member Advantage status requires eStatements and at least one monetary transaction each month, such as a debit card purchase, a transfer in online banking, or a direct deposit.
- Business, fiduciary, zero-dividend, HSA, and Early Saver accounts and BECU employees are not eligible.
Can You Earn This Bonus Again?
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What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
What is ChexSystems?
ChexSystems is a banking history report that can affect bonus approvals. Here's how it works, which banks check it, and how to work around a bad record.
Do Bank Bonuses Show Up on a 1099-INT?
Yes. Bank bonuses are taxable income. Once you earn $10 or more from a single bank in a calendar year, the bank sends a 1099-INT and you report it as ordinary income on your tax return.
Also see: this month's best bank bonuses and the full offer history archive.