Bar Harbor Bank & Trust
Bar Harbor Bank & Trust Simple Checking $200 Bonus
Bar Harbor Bank & Trust pays you $200 when you open a new Simple Checking account by October 31, 2026 and receive a direct deposit of $250 or more by December 31, 2026. The bonus is paid on or about January 15, 2027. Simple Checking has no monthly fee. Aimed at ME, VT, and NH.
- Bonus amount
- $200
- Expires
- Oct 31, 2026
- Time to complete
- ~60 days
- Bonus deposited in
- ~75 days
- Difficulty
- Easy
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Requirements
Last verified: Oct 7, 2026
Open an account
Open a new Bar Harbor Bank & Trust Simple Checking account by October 31, 2026 at barharbor.bank/cashbonus or a branch.
Receive a direct deposit
Set up and receive a direct deposit of $250 or more by December 31, 2026.
Bar Harbor pays the $200 cash bonus on or about January 15, 2027 once the direct deposit requirement is met.
Account Details
Bar Harbor pays the $200 bonus on or about November 15, 2026 once the direct deposit requirement is met.
Eligibility
For new personal checking customers. One offer per household.
- Open a new Simple Checking account by August 31, 2026 at barharbor.bank/cashbonus or a branch.
- Aimed at residents of Maine, Vermont, and New Hampshire, where Bar Harbor Bank & Trust operates.
Tips & Gotchas
- →Simple Checking has no monthly service fee, so there is no fee to watch after the bonus posts.
- →One offer per household. You can earn $200 on Simple Checking or $400 on Relationship Rewards Checking, but not both.
Can You Earn This Bonus Again?
Companion Offers
The same promotion pays $200 on Simple Checking or $400 on Relationship Rewards Checking. One offer per household, so pick one.
Fine Print
Open a new Simple Checking account by October 31, 2026 and set up and receive a direct deposit of $250 or more by December 31, 2026. Bar Harbor pays the $200 cash bonus on or about January 15, 2027. One offer per household. Offer aimed at ME, VT, and NH.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
Do Bank Bonuses Show Up on a 1099-INT?
Yes. Bank bonuses are taxable income. Once you earn $10 or more from a single bank in a calendar year, the bank sends a 1099-INT and you report it as ordinary income on your tax return.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money